30-06-2023
Page No.01 - 12
Aishwarya Jeevakumar .CR, Assistant Professor, Soundarya institute of management and science Bengaluru, Karnataka
Organizations have become more interested with going green and using sustainable practices. As globalization reaches its pinnacle, businesses are transitioning from a traditional mindset to a competency-based economy ready to adopt green lucrative elements. Researchers' emphasis is shifting away from technology advancements and toward behavior modification of employees due to slow and inadequate environmental sustainability. Work engagement, green HRM, and employee green behavior should all be focused at all levels in an organization. Having HR departments actively involved in green efforts, green HRM is a crucial component of business strategies of organization. The GHRM and sustainability measures in organizations along with human resource factor is the crucial component of this study. A framework is developed utilizing secondary sources of information from academic journals, corporate white papers, publications, keyword searches, and interview with industry experts. By examining the effect of GHRM on employee’s green behaviour to contribute in environmental initiatives, the conceptual framework demonstrates how organizations can create green HRM capabilities and provide work engagement opportunities. This framework will assist organizations in establishing GHRM procedures that might influence green employee behavior through green work engagement. Keywords: Green HRM, green work engagement, employee green behaviour, environmental management, sustainability
30-06-2023
Page No.13 - 23
Renuka Bai.V, Research scholar, Institute of Management Studies and Research, Kuvempu University, Jnana Sahyadri, Shankaraghatta Prof. R.Hiremani Naik, Institute of Management studies and research, Kuvempu UniversityJnana Sahyadri, Shankaraghatta
Consumers build a mental frame of reference in order to select or pay for a product or service from the same or different brands or producers. The momentum paper is an endeavour, remembering the specific circumstance, to investigate the components impacting customers' choices to buy Quick Purchaser Merchandise (Fast Moving Consumer Goods - FMCGs) and to recommend publicizing procedures that could be utilized to raise shopper mindfulness among provincial buyers. The study used primary data from a sample of 100 rural customers in the Malnad district of Karnataka state using a carefully designed questionnaire. It found that rural customers believed that word of mouth, print marketing, and television commercials played a significant role in their decision to purchase FMCGs. However, they are not entirely in agreement that their decision to purchase these FMCGs is influenced by beauty advice. Instead, they consider their own experiences, store displays, and incentive programs. Rural consumers, on the other hand, were of the opinion that social factors were insufficient to influence their decision to purchase these FMCGs. Producers and marketers may be advised to develop ethical advertising strategies because rural people enjoy commercials in print and electronic media. Key Words: Consumers preference, FMCGs, Rural Market.
30-06-2023
Page No.13 - 23
Fomo And The Big Five: Exploring ‘Fear Of Missing Out’ Through Personality Traits Prism
Neeraj Sudhakar Rai, Senior Assistant Professor, PG Dept. of Business Administration Alva’s Institute of Engineering and Technology,
Mijar Karnataka, India
The Fear of missing out, or FoMO, points to the uneasiness of not being included in an event, opportunity or experience that an individual considers interesting, valuable, or desirable. The Big Five personality traits, which include sociability, cooperation, perseverance, emotional instability, and intellectual curiosity, are generalisations that can be used to understand human behaviour breed. The objective of this paper was to scrutinise the association between FoMO and Big Five personality traits in young adults. The study involved 290 people between the ages of 18 and 30, who completed the FoMO Scale and the Big Five Personality Inventory. Pearson’s Correlation Coefficient, Partial Correlation and Block Regression Analysis were used to inspect the accumulated data. The results manifested that agreeableness and high scorers among extroverts were more likely to have FoMO. The argument put forth in this paper is that to understand the interplay between FoMO and personal traits like mental well-being and excessive use of social media, additional research is warranted. Additionally, the study highlights the importance of understanding FoMO in young adults and how it may impact their sociability, cooperativeness, diligence, emotional instability, and intellectual curiosity. Keywords :Big Five, Fear of Missing Out, FoMO, Influence, Personality Traits
30-06-2023
Page No.24 - 33
Dr.K.Praveena, Assistant Professor, The Research Centre of Economics, Fatima College (Autonomous), Mary Land, Madurai, Tamilnadu, India
Green entrepreneurs have high risks in their carrier to implement their business and make them known to the society. There are many risks in the green entrepreneurship like environmental issues, societal issues etc. Green entrepreneurs should have the ability to overcome all the difficulties that comes from the society, as they have to take the decision which does not affect the environment. Green entrepreneurship gives more ideas to save the nature from the destruction. Green entrepreneurship is the business which does not affect the environment in the society. Many customers will come forward to support the green business as it does not affect the environment with this the green entrepreneurs can gain new customers to their organization. Green entrepreneurship is different from entrepreneurship. The customers need the awareness about the green products and services before they prefer to buy. Green entrepreneurs have to make the business sustain in the market for which they have to put much effort to make the business bloom in the market. Key Words: Challenges, green entrepreneurship, green business, environmental factors, opportunities.
30-01-2023
Page No.01 - 17
Hema.N, Assistant Professor, Department of Commerce & Administration, The Rural College, Kanakapura, Karnataka
DOI : 10.17605/OSF.IO/Y65S7
Organizations have become more interested with going green and using sustainable practices. As globalization reaches its pinnacle, businesses are transitioning from a traditional mindset to a competency-based economy ready to adopt green lucrative elements. Researchers' emphasis is shifting away from technology advancements and toward behavior modification of employees due to slow and inadequate environmental sustainability. Work engagement, green HRM, and employee green behavior should all be focused at all levels in an organization. Having HR departments actively involved in green efforts, green HRM is a crucial component of business strategies of organization. The GHRM and sustainability measures in organizations along with human resource factor is the crucial component of this study. A framework is developed utilizing secondary sources of information from academic journals, corporate white papers, publications, keyword searches, and interview with industry experts. By examining the effect of GHRM on employee’s green behaviour to contribute in environmental initiatives, the conceptual framework demonstrates how organizations can create green HRM capabilities and provide work engagement opportunities. This framework will assist organizations in establishing GHRM procedures that might influence green employee behavior through green work engagement. Keywords: Green HRM, green work engagement, employee green behaviour, environmental management, sustainability
30-01-2023
Page No.18 - 33
Dr. Rajesh Kumar, Assistant Professor Commerce, Government (PG) College
Gopeshwar, Chamoli
Dr. Ravinder Kumar, Assistant Professor Commerce, Dr. Shiva Nand NautiyalGovernment (PG) College Karanprayag, Chamoli
DOI : 10.17605/OSF.IO/HM596
Life Insurance Corporation (LIC) is the only public sector company in the insurance industry of India. Due to the fierce competition of private sector insurers, the marginal yearly growth of LIC is declining and if it wants to increase the growth and retain its share in the business, it needs to find the more responsive and immediate solution it. The only easiest ways to an insurance company have for this is its service quality because if customers are not satisfied, then the company will be forced to face competition. The aim of this study is to ascertain the reasons for purchasing life insurance policy and identify those factors of life insurance services which have a significant impact on customer satisfaction in LIC. The study shows that satisfaction of customers is linked with insurance agent and functional services of LIC. The study revealed that behaviour of insurance agent, sum assured for covering of risk, amount of premium, policy terms and conditions, procedure of claim settlement and grievance redressal system are some crucial factors of life insurance services which have creating a significant impact on customer satisfaction. The study also reveals that the level of customer satisfaction in LIC is not good. Hence, it is necessary for the LIC to reassess its services and pay its due consideration on functional services for providing maximum satisfaction to its customers. Keywords: Customer, Insurance, LIC, Premium, Risk, Service, Satisfaction etc.
19/03/2023
Page No.34 - 44
A Literature Survey on Role of Self-Help Groups and Women Empowerment
Ashwini Basavaraju, Research Scholar, Dayananda Sagar University, Bengaluru, Karnataka, India.
DOI : 10.17605/OSF.IO/QB2RF
The overall development of a nation depends on the overall development in the rural areas. Micro finance is a sector which is largely depends on SHGs for the efficient mechanism for providing financial assistance to the deprived people in rural areas. Self Help Groups introduced in India through 9th Five year plan (1997-2002).SHG is a group consisting of 15-20 members from a poor homogeneous class and they involve in savings on a regular basis and the pooled resources will be utilized for the loans to its members. Women plays a very important role in society and women empowerment is an essential tool for overall socio-economic development of the county and it is considered as an important multidimensional factor for the world’s development. In this paper, we examined the findings of the past studies to determine the influence of SHG programs on women empowerment. In this study 30 articles are reviewed and most research studies found to conclude that positive association between SHGs program and women empowerment. In many studies, the results varied because of measure of empowerment applied or socio-economic factor differences. The main research question of this study focuses on assessing the role of SHGs in empowering the women socially, economically, politically and culturally in society. Keywords: Micro finance, SHGs, Women empowerment, Socio-economic factors
19-03-2023
Page No.45 - 51
A Study on Consumers Perception and Purchase Intention Towards Organic Products
J.Aarthy, Ph.D Scholar, Department of Commerce, PSG College of Arts & Science, Coimbatore,
Tamil Nadu, India
Dr.V.Mallika, Associate Professor & Head, PSG College of Arts & Science, Coimbatore, Tamil Nadu, India
DOI : 10.17605/OSF.IO/DU8ZK
The saying "Health is Wealth" emphasises the value of good health. People today suffer from poor health as a result of consuming harmful, tainted food products. People must consume and use organic products, which are produced or cultivated without the use of chemicals, pesticides, or fertilisers, in order to solve this issue. In order to protect the environment and ourselves, we must switch to organic farming. Due to the numerous health advantages that organic food provides, it has currently become fashionable to consume it. Organic food is completely natural and loaded with essential nutrients that the body needs. Thus, an effort has been undertaken to identify consumer preferences for organic products. Keywords: Organic Products, Environment, Health Benefits, Nutrients
19-03-2023
Page No.52 - 65
Women Employment Justice In India: Development Structure and Growth
Bushra Barkati, Research Scholar, Department of Social work, University of Delhi, Delhi
DOI : 10.17605/OSF.IO/HJMZY
The main purpose of study is to understand the gender gap that exists in the work force participation between the societies in Indian context. The focus of this paper is to examine different factors and reasons for the low level of participation in the workforce. The study has been carried purely based on secondary sources. In this study, we as researchers have analyzed through the secondary reports for further studies to understand the economic life of women various governmental reports, reports of ILO and the annual reports are reviewed. The study finds out the existing gender divide that exist irrespective of the development, female population are a sector of population that is highly vulnerable to economic perspectives. The study focuses on government interventions, specific public policies that guarantee rights to the female sector of population. The majority of studies on the divide are more focused towards the mental health problems associated with women. This research aims to address the gap by focusing on economic aspects of particularly women and the structure of their growth specifically the economic aspects. Keywords: Women growth, Economic Opportunities, Workforce participation, Opportunities for women, government policies.
19-03-2023
Page No.66 - 82
Dr.G.K.Sukanya, Assistant Professor, Vellalar College for Women, Erode, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/YQZCX
Women in today’s scenario are prominent in selecting their portfolio of investment. They indeed required lifting the imbalance that may raise the standard of living of the community. It is very essential to identify the lens that act as a problem or hindrance for the women and trace out the opportunities can be availed in encouraging the potential of the micro and tiny women Entrepreneur in Erode district. Keywords: Gender Lens, Micro and Tiny Entrepreneur government policies.
19-03-2023
Page No.83 - 99
A Socio-Economic Profile of Respondents and their Satisfaction towards Gender Lens Investment
Dr.G.K.Sukanya, Assistant Professor, Vellalar College for Women, Erode, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/SFCZN
Women are encouraged to participate in the Gender Lens Investment in order to raise the standard of Living and ensure to make the enrichment of skill for the development of business. Women are entering into the business so that they can highlight their attitude towards rising their opportunities availed in business. An attempt was made to study on the socio economic profile of the respondents residing at Erode district about their satisfaction towards gender Lens Investment. Keywords: Gender Lens Investment, Women Strategy
19-03-2023
Page No.100 - 108
Dr.M.Baby, Assistant Professor in Commerce (CS), Vellalar College for Women (Autonomous), Erode, Tamilnadu.
DOI : 10.17605/OSF.IO/Y967Q
Women are encouraged to participate in the Gender Lens Investment in order to raise the standard of Living and ensure to make the enrichment of skill for the development of business. Women are entering into the business so that they can highlight their attitude towards rising their opportunities availed in business. An attempt was made to study on the socio economic profile of the respondents residing at Erode district about their satisfaction towards gender Lens Investment. Keywords: Gender Lens Investment, Women Strategy
19-03-2023
Page No.109 - 119
Bad Loans in Education Loan Segment- A Conceptual Analysis
Booma.T, Ph.D. Research Scholar, Department of Commerce, Madurai Kamaraj University, Madurai, Tamil Nadu.
Dr. R. Radhika Devi, Director i/c & Assistant Professor, Women’s Studies Centre, Madurai Kamaraj University, Madurai, Tamil Nadu
DOI : 10.17605/OSF.IO/6WBZR
One of the critical parts of a country's growth is education. The availability of higher learning will aid in the creation of the human capital required to propel the economy forward. India has advanced significantly in the field of education as a result of India and several Indian states' efforts. Every parent wants to give their children the best education possible, and they all agree that a good institute should place a strong emphasis on student discipline. They are very eager to pay for the college and schooling of their kids. All parents concur that children should have a good education and be knowledgeable. Education has a tremendous positive impact on students' and their families' sustainability and quality of life. An essential instrument for developing a better society is education. The repayment of student loans should be considered an investment in the growth and prosperity of the country. Yet with the increased number of people who are defaulting on their student loans, the NPA problem has recently had a significant impact on India's banking sector. When the interest or principle on a loan is past due for more than 90 days, the Reserve Bank of India (RBI) deems it to be non-performing (NPA). Nevertheless, this period may change based on the terms and circumstances that the borrower and the bank or financial institution have agreed upon. As a result, the objective of this secondary research is to evaluate the state of education loans, the NPA trend in the education industry, and the factors that contribute to loan default and a greater percentage of non-performing assets for student loans. Keywords: Education loan, Loan Default, Non-Performing Assets, Reserve Bank of India, State Level Bankers Committee, Bad loan
19-03-2023
Page No.120 - 135
Dr.M.Baby, Assistant Professor in Commerce (CS), Vellalar College for Women (Autonomous), Erode, Tamilnadu.
DOI : 10.17605/OSF.IO/UGJMX
Profitability in general means excess of total revenue over total costs. Profitability is a rate expressing profit as a percentage to total assets or sales or any other variable to represent their relationship. In case of banks, the operational efficiency of the bank is determined based on its income generation through deposit mobilization and interest paid to its deposit holders and stockholders. These indicators alarms the banks to plan the dividend decisions wisely based on the volatility rate of profit acceleration. The main source of income is interest earned and discount on bills discounted. Since banks accept various types of deposits from people interest paid to customers is an important expenditure of the banks. The difference between interest earned and interest paid is known as spread and is a good indicator of banks’ efficiency. The rate of profitability and volume of profits are therefore, rightly considered as indicators of efficiency in the deployment of resources of banks’ profit and thereby profitability i.e. the ability to generate profits, can be increased in two ways 1.Increasing the income on the hand 2.Decreasing the expenses on the other hand. So, it is important to study about the factors which may affect the profitability of the banks. Keywords: Burden, Non-Interest Income, Interest Income, Non-Interest Expenses, Interest Expenses.
19-03-2023
Page No.136 - 146
Rekha A Ramanan, Research Scholar, Bharathiar University, Coimbatore, Tamil Nadu.
Dr. K.V. Ramanathan, Professor of Finance & Marketing, SJB Institute of Technology, Bengaluru, Karnataka
DOI : 10.17605/OSF.IO/8TEYW
In India mutual fund industry started playing a very predominant role in securities market by channelizing the savings into the capital market. Today Indian Mutual Fund works in such a way, as similar to the Mutual Funds in the United States. Indian Mutual Fund industry started offering enormous types of mutual fund by categorizing it on various factors. One among them are Hybrid Mutual Funds. The current study briefly explains about the Hybrid Mutual Fund Industry. This study helps us to understand investor’s perception or awareness level towards Hybrid mutual funds, and level of interest, the various factors that are affecting the investor’s behavior and the problems faced by the investors in India, with the help of a well-structured questionnaire. Keyword: Hybird Mutual Fund, Investor’s Behavior, Securities.
19-03-2023
Page No.147 - 156
HRM Practices Impact on Job Satisfaction of Employees in Higher Education Institutions
Dr. N.V.Ramakrishna Murali, Research Scholar, Singhania University, Rajasthan
DOI : 10.17605/OSF.IO/QS7EU
Research studies that go in-depth on organisational behaviours (OB) have viewed OB as a collection of beneficial actions that boost organisational productivity. These activities are those that people take when they are willing to go above and beyond the requirements of their roles to contribute to the achievement of strategic goals. Several studies have connected OB to measures of success for individuals, communities, and businesses. Researchers claim that OB is the least expensive and most economical strategy for fostering competence and achieving organisational success. OB has so far been one of the most effective indicators of corporate success. On the other hand, little research has been done on the causes of OB. In-depth research has been done in the literature on the connection between OB and creative human resource activities. It is not obvious if these behaviours have an impact on individual or organisational OB factors, even though this research have proven that both constructs are intriguing and helpful in the workplace. The purpose of this study is to describe precisely how innovative human resource practises and OB are related. The study examines the five OB dimensions as well as the two structures' various interpretations. 400 teaching faculty members in Bengaluru, India participated in the study, and responses were acquired utilising standardised secondary sources from different colleges. Creative human resource management techniques significantly influence corporate citizenship behaviours, according to multiple regression research. According to a thorough analysis, creative human resource management techniques have a considerable impact on the public ethics, gallantries, and humanity components of organisational behaviours. Key words: Higher Education Institution, HRM Practices, Job Satisfaction.
19-03-2023
Page No.157 - 176
K. Greeshma, Research Scholar, Department of Management Studies, Sri Venkateswara University, Tirupati, Andhra Pradesh, India
Venkata Lakshmi Sekhar V, CEO, Sri CS Infra Developers, Hyderabad. Andhra
Pradesh, India
Prof. P. Raghunadha Reddy, Professor & Head, Department of Management Studies, Sri Venkateswara University, Tirupati, Andhra Pradesh, India
DOI : 10.17605/OSF.IO/94SBZ
The main purpose of this study is to find the impact of the workplace environment on the job satisfaction of the teaching faculty and to find whether there exists any difference between the satisfaction of employees belonging to State-owned and Private Universities concerning Workplace Environment in and around Tirupati city, Andhra Pradesh, India. This study is based on a model which has been published by Jacob Morgan (2015), in the forbes.com according to him, every employee experience in any organisation regardless of its industry, geographical area, or size, consists of three environments: The Physical environment, The Cultural environment and The Technological environment. The sample population includes 124 employees that are working as teaching faculty in State Owned and Private Universities. A well-structured questionnaire was used to collect primary data and a Convenience sampling method was used to select the respondents. The study found that there is no significant difference between the satisfaction of employees of State-Owned and Private Universities concerning Workplace Environment. Keywords: Workplace Environment, Physical Environment, Cultural Environment, Technological Environment, Job Satisfaction.
14/11/2022
Page No.01 - 07
Dr.S.Thowfeek Khan, Assistant Professor in Commerce, Department of B.Com Banking, Hajee Karutha Rowther Howdia College,Uthamapalayam
DOI : 10.17605/OSF.IO/6874G
CRM in the banking sector is of strategic importance today. The intensifying competition, declining market share, deregulation and smarter and more demanding customers have put tremendous pressure on banking industry to adopt CRM strategy. It is as a holistic strategy that can help the banks to become customer oriented and implement customer focused strategies, which in turn help them build long lasting relationship with the customers and increase their profits. Key Words: Customer Relationship Management; private and Public Sector banks; Customer Opinion.
14/11/2022
Page No.08 - 17
Awareness of Welfare Benefits among Construction Workers - A Study in Mangalore City
Shwetha, Research Scholar, Department of Economics, University College, Mangalore
Dr. Ramakrishna B.M, Co-ordinator, Department of PG Studies & Research in Economics,
University College, Mangalore
DOI : 10.17605/OSF.IO/A2HW3
Welfare is anything done for the improvement of the conditions of human resources. It has gained prominence in the present day, that every worker working in a particular industry expects some of the welfare activities in favour of them by the employer. A welfare activity includes benefits given for the overall improvement of workers socially, economically and financially. When workers feel that the employers are interested in their happiness, their tendency to grouse and grumble will steadily decreases and that will promote industrial peace. The present study is focusing on the welfare benefits available for construction workers and its awareness among construction workers of Mangalore city. Key words: Welfare benefits, Employer, Workers, Industrial peace, Construction industry
12/12/2022
Page No.18 - 22
Dr. R. Vijayalakshmi, Associate professor and Head, Department of Commerce with Computer Applications, Idhaya College for Women,
Sarugani, Sivagangai, Tamil Nadu, India
DOI : 10.17605/OSF.IO/285ET
According to the Ministry of Agriculture and Farmers Welfare's 2020 report, nearly one in two Indians are self-sufficient through agriculture. There are approximately 120 million smallholder farmers in India, and these farmers make up more than 40% of the country's grain production. The Indian economy relies heavily on agriculture. According to a survey conducted by the National Bank for Agriculture and Rural Development (NABARD 2018), wages account for approximately one-third of the income of agricultural households. The issues that small farmers face in India are the focus of this paper. The study's primary objective is to describe the financial impact from the farmers' point of view. It also looks at how their wages and livestock income changed during the pandemic. Also explains how their way of life has changed as a result of the government's schemes and loans. Keywords: Small farmers, income, pandemic, schemes
12/12/2022
Page No.23 - 29
Impact of Indian Economy by Micro Small Scale Industries-An Empirical Study
Dr.R.Venkatesh, Assistant Professor, Department of Business Administration, K.S.Rangasamy College of Arts and Science (Autonomous) Tiruchengode,
Namakkal
R.Oylarasi, Assistant Professor, Department of Commerce. K.S.R.College of Arts
and Science for Women.Tiruchengode, Namakkal
DOI : 10.17605/OSF.IO/PK46D
Monetary advancement of any nation is to a great extent reliant upon its modern turn of events. Subsequently the limited scale ventures area expects a fundamentally basic job in the financial development, rustic industrialization and work age in the country. Three significant areas of the saving that are generally being impacted by MSSI's are producing result, work, and commodities of the country. MSSI's are worldwide acknowledged as an expected driver for financial development. The greatest advantage of MSSI's is their tremendous business potential and high work force at an essentially low capital expense. MSSI Sector contributes around half of the complete Indian commodity. MSSI's holds colossal likely with regards to financial exercises and thus will eventually aid the advancement of resources of the nation's economy. Anyway because of quick changes in economy, MSSI's are confronting difficulties like expanding populace, shortage of occupations and capital assets, etc. Key Words: Industries, Exports, Economic Development.
10/09/2022
Page No.01-24
Dr. A. Ravichandran, Associate Professor, Department of Commerce, Satyawati College Evening (University of Delhi), Delhi, India
DOI : 10.17605/OSF.IO/X2EZC
It is important to understand the Job Involvement of faculty employees as they play vital role to produce a greater number of employable graduates, develop innovative curriculum, carryout the valuable research and development activities and maintain higher level of academic standard of the institutes. It is also important to understand the influence of personal and professional attributes on the level of JS as it will enable to understand how demographic attributes variant the level of JS among academic workforce. The aim of this paper is to explore the influence of demographic attributes on the level of JS of academics. Based on the primary data collection among 656 faculty members, the findings of the study indicate that demographic attributes of faculty members have significant influence on the level of their Job Satisfaction. However, gender has no significant influence on their JS level and both male and female faculty members’ JS level is above the moderate level. The results provide strong support to theoretical aspect particularly for Herzberg (1959) two factor theory i.e., hygiene factors such as Salary and Promotion, Interpersonal Relations and Physical Working Conditions and motivational factor of Job Content or work itself. This study also provides strong empirical support for the proposed hypotheses of influence of demographic attributes on the level of JS except gender (as stated above) and findings of this study confirm and negated with the propositions existed in the past research studies. Key words: Demographic attributes, Personal variables, Professional variables Job Satisfaction, Government College, Private and Self-Financed College.
10/09/2022
Page No.25 - 33
A Study on Awareness Towards Education Loan, a study conducted at HDFC Bank
Preethi B M, SSMRV College, Bangaluru, Karnataka, India
Dr. Shobha B G,Assistant Professor, SSMRV College, Bengaluru, Karnataka, India
DOI : 10.17605/OSF.IO/3PN84
An education loan is a loan taken out by students to help them cover their educational expenses. This research was conducted at HDFC Credila, a sister firm of HDFC Bank. It is a post-covid awareness study towards the education loan. The objective of this article is to determine how well graduates are aware of education loans and study the value of higher education as well as the bank's financial aid programs. The data will be analyzed using a descriptive method. This study concludes that HDFC Credila should take more effective programs to create an awareness towards education loans that assist students in financing their higher education. Keywords: Higher education, Education loan, Borrower, Awareness, Processing charges
10/09/2022
Page No.34 - 58
A Review Performance of Real Estate Regulatory Authorities of India
Pramod Bhagwant Chobhe, Department of Commerce and Research Centre PDEA, Annasaheb Waghire Arts, Science &
Commerce College, Pune, Maharashtra.
Dr.M.B. Khandare, Department of Commerce and Research Centre PDEA Annasaheb Waghire Arts, Science & Commerce College, Pune, Maharashtra
DOI : 10.17605/OSF.IO/EJWPT
An education loan is a loan taken out by students to help them cover their educational expenses. This research The Central Govt of India has enacted and enforced the RERA Act, 2016 on 1st May, 2016 in all over India to stabilize equalize and to increase efficiency, transparency and accountability and financial discipline in the Indian Real Estate Sector. After the completion of one year to implementation of RERA Act, it was made mandatory and obligatory for every Indian states to establish their own Real Estate Regulatory Authority under the strict provision of RERA Act. There are 36 states including 08 union territories. The purpose of this very ‘Research Article’ is take review of performance of regulatory authorities all the states of India. From the study of above facts it is most importantly found that, despite the Nagaland state only. Almost every states in India have accepted and notified the general rules of RERA. There are 31 states have established the regulatory authority and 28 states have established appellate tribunal of their own. Where as 27 states of all regulatory authority setup the web portal. The regulatory authorities of 21 states have appointed their own official adjudicating officer. And 26 states regulatory authorities have stated to register real estate projects and agents. The process of complaints and cases disposal is started by the regulatory authorities of 22 states. The main aim and objective of this vary Research Article is to take a brief and precise review of performance of regulatory authorities of all the states in India and form the study of these above facts, some of the important points and conclusion can be drawn as below. The overall performance of regulatory authorities in union territories India is gradually slower the expectation of work performance. And the work performance of major states and their real estate regulatory authorities in India is expectably satisfying and acceptable on the other hand. In short, the performances real estate regulatory authorities in overall India states is slower.It is futuristically told that, it the RERA act, 2016 in India Implemented and utilized in proper manner. Then this Act can being a sweeping changes in real estate sector of India. And it every state is in expectation to develop this real estate sector then each and in India should accept, notify and implement RERA Act, 2016 positively and whole heartedly, and then and then only the dream goals, aims and objectives of RERA Act in India would be achieved. Keywords: RERA.RERA Act, RERA Act, 2016, Real Estate Regulatory Authority, Regulatory Authority, Transparency, Accountability, Efficiency, Financial Discipline.
10/09/2022
Page No.59 - 69
Performance Analysis of Selected Indian Banks Using Camel Model
R.RaghavendraRao, Research Scholar(Commerce), Department of Commerce
Vikrama Simhapuri University PG Centre, Kavali,
Andhra Pradesh, India
Prof. Ch. SrinivasaRao, Professor, Department of Commerce, Vikrama Simhapuri
University PG Centre, Kavali, Andhra Pradesh, India
DOI : 10.17605/OSF.IO/EJWPT
The banks need to be analysed, evaluated and measured in terms of various parameters as they do deal with public money and stand as the back bone of the economy. If a bank fails, it results into crores of rupees of loss and also the confidence and trust of the investors/depositors is lost. The main question arises here is how to evaluate these banks. They are not commercial organizations like trading concerns that deal with purchase and sale of goods, incurring direct and indirect expenses, generating some revenue. They are the financial institutions that cater the needs of business and households by supplying the credit from the money received from the various people in the form of deposits. So a better and much adopted evaluating system is required to evaluate the banks.Apart from the regular Accounting ratios which are used for a company to evaluate and compare the performances of the company, banks need to have a separate and more scientific nature of evaluation of their performance based on some selected criteria. CAMEL model is one of the such globally accepted and adopted methodology for analysing the performance of the banks. This paper discusses the evaluation and analysis of banks selected in Public and Private sector by using CAMEL model and there by the interpretations for analysis and comparison are made in the findings section of research. The research paper throws light on the rankings of selected banks based on CAMEL model and the areas where they have to improvise. Key Words: Indian Banking Sector, Financial Performance, CAMEL Model, Public Sector banks, Private Sector banks
10/09/2022
Page No.70 - 80
Regulating Proxy Advisory Firms in India
Dr.Sonali Ahuja Dua, Associate Professor, Gargi College, University of Delhi, Delhi, India
DOI : 10.17605/OSF.IO/E25BH
Proxy Advisory Firms are a new breed of financial intermediaries that have already made their mark in the developed capital markets. Now, with them finding their feet in the Indian capital markets, there is a case for enhancing the regulating framework to cover them. This paper identifies several other financial intermediaries and how the regulatory coverage on the PAFs needs to mature and catch up to truly protect the interests of the shareholders. The paper also explores the existing regulation in India and outlines some of the regulatory principles followed in developed jurisdictions for comparison. Keywords Proxy Advisory firms. SEBI (LODR, 2015), Corporate Governance Practices, Institutional Investors.
June 10,2022
Page No.01-10
A Comparative Study on Employees’ Welfare Facilities Provided By Infosys And Wipro in Bangalore
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College, Bangalore, Karnataka
Harshitha R, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Rohini G, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/RMN27
The concept of employee welfare is spirited. Employee welfare refers the benefits provided by the employer to sustain their employees in the organisation. The company provides welfare facilities to their employees to motivate them and to increase their work efficiency as they realized that welfare activities is an important aspect of human relations, it is very helpful to the organisation to retain their employees that too in reputed companies. Today importance welfare activities increased day by day in order retain the skilled employees. So employers of the organisation should provide better welfare facilities to their employees. This substance about comparison of INFOSYS and WIPRO company’s welfare exertions provided by them. And also narrates which company providing better Welfare activities and employees satisfaction about welfare facilities. To scrutiny of these companies’ performance collected the primary data through questionnaires from 50 employees of two companies. Key Words: Comparison, Employees, Satisfaction, Welfare activities...
June 10,2022
Page No.11-20
A Study on Customer Preference In Tata Punch Variants
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College, Bangalore, Karnataka
Meghashree. P, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Vandhana. S, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/HR6C5
Customer preference is an essential step towards understanding the consumer choice, behavior, likes and dislikes and has therefore always received a great attention from marketers, however the study on customer preference towards tata punch variant’s objective is to understand the customer satisfaction level and even aims to understand the factors affecting the customer selection towards tata punch. The research methodology includes primary data collection with the help of convenient sampling method, this report also has the data analysis with the different tests like chi square test, ranking analysis. Research has shown that customers are satisfied with Tata Punch and the main reason why they are attracted to Tata Punch is its features, safety, brand image and price of this model. Key words : Tata punch, customers satisfaction, customer preference, factor effects.
June 10,2022
Page No.21-32
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College, Bangalore, Karnataka
M.Bhavana, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
G. Savitha, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/6N4YE
The purpose of this research is to make a review of the impact of Health Drink TV Advertisements on high school children in Bengaluru. In order, to boost up children’s energy level, there are number of varieties of branded health drinks available in the market. The main objective of this study is to understand the High School children awareness and preference towards the different brands of Health drink. The main statistical tools that are been used are percentage and chi-square test. There are four brands of Health drinks are available in the study area that are Horlicks, Complan, Bournvita and Boost. While comparing with soft drinks Health drinks are safer, which are effective for those below 20. Since Television Advertisement has become a part of regular TV broadcast and viewers of these advertisement message can influence to buy the product. The study used 50 respondents for the purpose to get feedback on favourite brand of health drinks among high school children. The study report that most of the children preferred the brand Horlicks, and taste, attractive offers/ free gifts are the main factor for purchasing the specific Health DrinkKeywords: Advertisement, Awareness, Brand image, Behaviour of children, Health Drinks.
June 10,2022
Page No.33-42
A Study on Consumer Satisfaction in Online Shopping Websites
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College,Bangalore, Karnataka
Brunda, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Impana.K, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Pushpalatha T.N, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/5G8ZE
E-commerce trading goods and services through internet and products with the help of introduced new possibilities in trading E-commerce offers product and services through websites, a customer simply has to visit an Ecommerce website and Browse various offering through browser catalog, a customer can select multiple websits and can add them to cart once the shopping is done the customer can checkout and payment section where various online payment option are available like internet Banking ,credit, debit card an attempt has been made to critically examine the comparison of customer satisfaction of two big E-Retailers. amazon and Flipkart Both these different E-commerce market available in India. Key words: Amazon, Customer, E-commerce, Flipkart, Services, E-shopping websites.
June 10,2022
Page No.43-47
A Study on Mental Health of Unemployed Graduates During the Pandemic in Bengaluru
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College, Bangalore, Karnataka
Krishnaveni. K, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Shwetha. P, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/GHMX4
The purpose of this research is to make a review of the mental health of the unemployed graduates during the pandemic in Bangalore. There are so many causes which affect mental health like stress, anxiety, depression, etc. due to unemployment. This study is to understand the struggles they have faced and to know how much confidence they had when they were facing the difficulties during the pandemic. The purpose of this study was to provide a review of current research about mental health of youths. The study used 50 respondents for the purpose of getting feedback from the unemployed graduates during the pandemic. The study says that most of the respondents felt stress due to financial difficulties they have faced during the pandemic are the main cause of their poor mental health. Even though they have faced so many mental health problems they had great confidence in them.Key words: Anxiety, confidence level, financial difficulties, mental health, stress level. .
June 10,2022
Page No.48- 62
A Study on the Impact of Users Preference between Facebook and Instagram
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College,Bangalore, Karnataka
Aishwarya .B, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Nanditha .M, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Deepika G, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/8YBE2
The purpose of the research is to make review of users preference between Facebook and Instagram. Social media networks compete with each other, and they make an effort to increase their number of users which at the same time trying to create engagement. The main objective of this study to analyze the purpose of using the selected social media. There are two social media sites in the study area that are Facebook and Instagram. The study used 50 respondents for the purpose to get Facebook on social media sites like Facebook and Instagram and analyses the purpose of using most Facebook and Instagram and how does it work. Identify the difficulties faced by users of social media it is safe or not, social media is helpful to any business development. Key words: social media, Facebook, Instagram, image features, Users .
June 10,2022
Page No.63- 74
A Study on Customer Preference among College Students on Apple IPHONE Series 12 &13
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College,Bangalore, Karnataka
Harsha D, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Sajan Biji, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/D3NUM
The purpose of the research is to make review of users preference between Facebook and Instagram. Social media networks compete with each other, and they make an effort to increase their number of users which at the same time trying to create engagement. The main objective of this study to analyze the purpose of using the selected social media. There are two social media sites in the study area that are Facebook and Instagram. The study used 50 respondents for the purpose to get Facebook on social media sites like Facebook and Instagram and analyses the purpose of using most Facebook and Instagram and how does it work. Identify the difficulties faced by users of social media it is safe or not, social media is helpful to any business development. Key words: social media, Facebook, Instagram, image features, Users .
June 10,2022
Page No.75-84
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College,Bangalore, Karnataka
Upanisha S, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/9VQBA
Human resource management is one of the most crucial aspects of any business. Employees are an organizations strength, so its critical to manage them well. However, prior to management, it is critical to select the most qualified and deserving people for the firm. Because organizational and individual growth can be quantified, choosing the right applicant for the right job is critical. The process of discovering and preparing potential individuals to apply for positions is referred to as recruitment. With its method of recruiting as many applications as possible for empty jobs, recruitment is referred to as a positive process. The process of picking the best qualified candidates for open positions is referred to as selection. Selection is referred to as a negative process since it involves the elimination or rejection of as many applications as possible in order to select the best candidate for the job. TCS assesses employees based on their attitude and, of course, their technical and professional skills. The study focuses on determining the effectiveness of the recruitment selection process and, as a result, analyzing the selection and recruiting procedure.Keywords: Employees, Management, Recruitment, Selection, Process, Tata Consultancy Services.
June 10,2022
Page No.85-89
A Study on Replacement of Excise Duty In GST on Petrol Prices
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College,Bangalore, Karnataka
Rakshith. A, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
Kiran chowrappa. A, Department of Commerce (PG), St. Francis De Sales College, Bangalore,Karnataka
Naveena.N, Department of Commerce (PG), St. Francis De Sales College, Bangalore Karnataka
DOI : 10.17605/OSF.IO/X7W2D
The Goods and Services Tax(GST) is a single circular duty applied at the public position on both goods and services. GST was enforced in India on July 1, 2017, although some particulars, similar as petrol, diesel, and alcohol, are pure from the duty. The purpose of this exploration is to see how the government generates profit from energy prices under the GST. To determine the impact of the GST on government income. The present study examines petroleum products in general, with the primary purpose of relating how petroleum pricing is established and how the government gets income from petrol.Keywords: GST, Petrol, Excise duty, VAT.
June 10,2022
Page No.90-94
A Study on Impact of online Education on College Students
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College,Bangalore, Karnataka
Ganesh K M, Department of Commerce (PG), St. Francis De Sales College, Bangalore, Karnataka
Roopesh K, Department of Commerce (PG), St. Francis De Sales College, Bangalore , Karnataka
DOI : 10.17605/OSF.IO/HNA46
This study enlighten how the online learning bring out impact for students achievement. 50 students are participant in this study. The convenience sampling method was used to collect the data. Education place a very important role in the life. Because of pandemic students are not able to attend regular offline classes so that online classes are conducting for the students to get their education. This study is conducted to know the impact of online education for the college students. The main objective of this study is to analyse how online education influence College Students during covid pandemic and how it is helpful for them. Finally the research is concluded that most of the students are interested in online education. but then also they are not sure that it will improve their skills and knowledge because of that only they are preferring traditional way of learning to gain more practical and skill based knowledge through offline education..
June 10,2022
Page No.95-107
A Study on Impact of online Education of High School Students Under State Board Syllabus
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College,Bangalore, Karnataka
Pragnya.B, Department of Commerce (PG), St. Francis De Sales College, Bangalore, Karnataka
Prema.C, Department of Commerce (PG), St. Francis De Sales College, Bangalore , Karnataka
Lekha shree.C, Department of Commerce (PG), St. Francis De Sales College, Bangalore , Karnataka
DOI : 10.17605/OSF.IO/8F4P9
The purpose of this study was to conduct a survey regarding students interest and satisfaction related to online classes during the pandemic period of COVID-19. Delivery of classes through online medium has been a recent modification brought by the education system in all over India in the current pandemic situation. Thus, this survey describes high school students under board syllabus interest and perceptions with regard to taking online classes that have been made mandatory in the pandemic situation and the data were collected from 50 respondents by the children of high school under state board syllabus in Bengaluru.Keywords : COVID-19, High school, Mental health, Online classes, Students interest, State board..
June 10,2022
Page No.108-116
Consumer Perception Towards Electric Scooter In Bangalore
Dr.S.Rosaline Jayanthi, Assistant professor, Department of commerce, St. Francis De Sales College,Bangalore, Karnataka
Bhuvaneshwari C, Department of Commerce (PG), St. Francis De Sales College, Bangalore, Karnataka
DOI : 10.17605/OSF.IO/N9T7F
Electronic vehicles helps to reduce the dependence of petrol and also helps in decreasing pollution. Global warming has become the primary concern all around. In Bangalore usage of electric vehicles is more to know the reason for this consumer perception towards electric scooter in Bangalore this research has been conducted. The objective of this study is to know the awareness towards electric scooter and factor which are influencing customer to purchase election scooter. For this research primary data has been collected from 55 electric scooter users with the help of random sampling method. For data analysis chi square test and ranking analysis has been used. Research has been shown that the consumer is aware of electric scooter and the factors which influencing them to purchase electric scooter are cost effective and reduce accidents.Key words : Electric vehicles, awareness, factors, customer satisfaction..
June 10,2022
Page No.117-128
Vindhya N S, Department of Commerce, B.M.S. College for Women, Bengaluru, Karnataka, India
Divya.G, Department of Post Graduation, B.M.S. College for Women, Bengaluru, Karnataka, India
DOI : 10.17605/OSF.IO/W39J5
Consumers and producers are becoming more open to the usage of natural cosmetics. This can be seen in them using a variety of natural cosmetic resources and materials. This fact is further supported by the trend of environmental and health awareness. These phenomena can be found within both the producers’ and the consumers’ behavior. The study mainly focuses on understanding the concept of Green Personal Care Products and the factors influencing female consumers of South Bengaluru in purchasing Green Personal care products. Results of descriptive statistics and Chi-Square analysis shows that the demographic factors such as age and employment status do not influence the awareness of Green personal care products but the education level is one of the factors influencing awareness. Reviews of earlier users, certification, price of the product, availability and green labelling are the major factors influencing the consumption of Green Personal Care Products. It is identified that the popularity of such products are increasing in the recent past and would continue in future due to its sustainability nature.Keywords: Green, Consumer behaviour, Green Labelling, Sustainability.
June 10,2022
Page No.129-139
Tathagat P. Patel, Assistant Professor, Department of Accountancy / Commerce, Udhna Citizen Commerce College & SPBCBA & SDHGCBCA & IT, Surat
Dr. Punyaparva Pradhan, Associate Professor, Department of Accountancy, SPB English Medium College of Commerce, Surat
DOI : DOI 10.17605/OSF.IO/S6HKW
The textile industry of Surat is well known for the production and trading of synthetic textile goods. The indirect tax structure prior to Goods and Service tax (GST) was complex as it involved various indirect taxes. GST, being a completely online system brings certain challenges for the people initially. The research work aims to study the satisfaction level of Textile Traders of Surat City towards various aspects of GST. The research paper will provide information about the level of satisfaction towards various GST aspects. For the purpose of the study 519 samples are collected using Non Probability Purposive Sampling technique through a well structured questionnaire. The researchers have used descriptive statistics and Relative Importance Index for analysis of the data collected from the respondents. From the data analysis it has been seen that there is high variability in responses recorded within each group of samples. It has been observed that the respondents were satisfied with Online registration, composition scheme, E-way bill and E-Return filing. The respondents behavior were found to be neutral towards various aspects like Input tax credit, Different GST rates, Monthly return filing, Assessment and Audit and Tax applicable in job work. It has been also observed that the respondents were not satisfied with the refund provisions.Key words: Tax, GST, GST aspects, Textile Industry, Satisfaction level.
June 10,2022
Page No.140-156
Arputha Arockiaraj V, HR Trainee, Saveetha Engineering College, Tamil Nadu, India
DOI : 10.17605/OSF.IO/PQW4D
On the wake of 21st century, organizations were identified with responsibilities, which they had never witnessed, by the previous generations. They diagnosed human element in their workforce and felt the importance of addressing their grievances and necessities. They conducted market research activities, to find out what their customers want, irrespective of imperialistic product push, into the markets. Communities began to perceive the organizations as a ‘responsible’ citizen, to follow their norms and values. Various scandals and fraudulent practices had tightened regulations and governments enacted legislations, for transparent and truthful corporate mechanisms, towards their stakeholders. Within two decades of the 21st century, there were more reformations in the corporate world and organizations were bound to involve their stakeholders, while making their key decisions. This article explores, the complexities arising out of those stakeholders and the linkage between the organization’s strategies and the social responsibilities, on managing these complexities. Keywords: Communities, Customers, Employees, Governments, Stakeholders. .
June 10,2022
Page No.157-166
VSM Srinivas, PhD Research Scholar, Dept of Business Management, Dr. B. R. Ambedkar Open University, Hyderabad, India.
Dr.I. Anand Pawar, Dean, Faculty of Commerce & Head, Dept of Business Management, Dr. B. R. Ambedkar Open University, Hyderabad, India
DOI : 10.17605/OSF.IO/BWSMX
Banking sector is the backbone of the Indian economy but the ever growing Non-performing assets are one of the main glitches of Indian banks and they unfavourably reflect the performance of banks. As a result, the earning capacity and profitability of the banks are highly affected. The major reason is large number of credit defaulters in corporate business which hugely affects the profitability and net-worth of banks. But this problem has indirect impact on public and government, they carry this burden. In this study one public sector bank and one private sector bank (State Bank of India from public sector and ICICI Bank from private sector) in India were analysed and compared and compared with the help of key indicators, like, the Gross NPA, Net NPA and Net NPA to Advances over a period of 5 years (2017 to 2021). The study has been analysed with the help of simple percentage of net NPAs to net advances in public sector banks and private sector banks and why the banks NPAs are continuously increasing, how to avoid NPAs in Indian banks and their effects on Indian economy and steps for reducing NPAs.Keywords: Non-performing assets, public sector banks, private sector banks, Profitability..
June 10,2022
Page No.167-179
Corporate Governance: Scorecard of NIFTY-50
Dr. Sonali Ahuja Dua, Associate Professor, Gargi College, University of Delhi, Delhi, India
DOI : 10.17605/OSF.IO/RYVDQ
The key principle of Corporate Governance is to ensure oversight of management through a well-rounded and functional board that ensures independence of directors, segregation of duties, transparency of conduct, and fairness of inclusive and diverse representation. This paper explores the performance of the fifty corporates on the NIFTY on different corporate governance parameters including the Composition of the Board of Directors, Audit Committee and its composition, Formation of Stakeholder Relationship Committee and other mandatory & non-mandatory committees and the handling of investor complaints. The paper highlights that despite being the bellwethers of the Indian industry, several corporates are found lagging in adhering to the corporate governance norms. Keywords SEBI, Board of Directors, Board meetings, Mandatory/Standing Committees, Audit Committee, Stakeholders Relationship Committee, SEBI LODR (2015), Woman Director .
June 10,2022
Page No.167-179
Corporate Governance: Scorecard of NIFTY-50
Dr. Sonali Ahuja Dua, Associate Professor, Gargi College, University of Delhi, Delhi, India
DOI : 10.17605/OSF.IO/RYVDQ
The key principle of Corporate Governance is to ensure oversight of management through a well-rounded and functional board that ensures independence of directors, segregation of duties, transparency of conduct, and fairness of inclusive and diverse representation. This paper explores the performance of the fifty corporates on the NIFTY on different corporate governance parameters including the Composition of the Board of Directors, Audit Committee and its composition, Formation of Stakeholder Relationship Committee and other mandatory & non-mandatory committees and the handling of investor complaints. The paper highlights that despite being the bellwethers of the Indian industry, several corporates are found lagging in adhering to the corporate governance norms. Keywords SEBI, Board of Directors, Board meetings, Mandatory/Standing Committees, Audit Committee, Stakeholders Relationship Committee, SEBI LODR (2015), Woman Director .
February 28,2022
Page No.01-05
Collaboration and Co-Creation: The New Stage For Building Brand Innovation
Rajamuthu.D, Assistant Professor, Department of Commerce, APS College of Commerce, Bengaluru, Karnataka
Sushmitha J M, Assistant Professor, Department of Commerce, Surana College, Bengaluru, Karnataka
DOI : 10.17605/OSF.IO/DC7KX
Innovation in any of the aspects can bring “feasible development, which leads to creation of ideas”. This paper focuses on conceptual understanding of how collaboration and co-creation can enhance the value for the organization’s brand. Internet has given the power to customer to evaluate, measure and compare between the products and services. This creates challenges for the business to provide better and best value for their products and services to get the competitive advantage from the market therefore the companies have considered idea such as collaboration and co-creation to retain the customer in the market. Collaboration and co-creation are joined together to provide new guidance and mutual support for the organization. Brand innovation is the optimum utilization of the concept. Brand innovation is a complex, long –term initiative and measuring results isn’t easy, but the effects of a powerful brand are indisputable.Key words: Brand, Brand innovation, Co-creation, collaboration, competitive advantage, optimum utilization.
February 28,2022
Page No.06- 20
Macroeconomic Determinants Of CNX Nifty 500: An ARDL Approach
Jay A. Sathavara, Research Scholar, Shri D.N. Institute of P.G. Studies in Commerce, Anand, Gujarat.
Dr. Jayesh G. Poojara, Principal, Government Arts College, Ranipura, Jhagadia, Gujarat.
DOI : 10.17605/OSF.IO/6A4RF
Does the 500-CNX index have any relationship to macroeconomic variables? When used in combination with economic indicators, NIFTY has already proven to be a useful, but it is still useful to examine if economic indicators forecast NIFTY index. This paper has tried to examine and identify the macroeconomic factors that contribute to the movement of the Nifty 500 Index for the period starting from 1998 to 2021. The study was tried to analyze the significant relationship between NSE 500 index and macro-economic variables of India, like gross domestic product, manufacturing output, foreign direct investment, export, inflation, agriculture growth, WPI and exchange rate. The analysis has been started by the descriptive analysis of variables. In order to determine if the NSE 500 index follows the macro-economic factors, a unit root test has been carried out. The relationship between the variables was estimated using the ADF, ADF-GLS test, ARDL bound test, and Error correction model. The data are stationary at first difference in ADF and ADF-GLS test except inflation. GDP, manufacturing output, FDI, export, inflation, WPI and exchange rate are the main determinants of NSE 500 index. GDP, Exchange rate, inflation and export have a positive significant long-run relationship with NSE 500 index whereas manufacturing output and WPI have a negative impact. The result of this research would be of importance to investors who invest in the stock market as well as others who do future studies on stock market indices. Keywords: NSE500, GDP, FDI, inflation, exchange rate, ARDL, ADF, macroeconomic ..
February 28,2022
Page No.21- 32
Dr. Shiwangi Sharma, Assistant Professor, Department of Management Studies, Aravali College of Engineering and Management, Faridabad, India .
Dr. Dolly Kumar,Associate professor, Aravali College of Engineering and Management, Faridabad, Delhi, India.
DOI : 10.17605/OSF.IO/KAWBR
Impact of training and development was studied on employees’ performance and productivity. Thorough literature review was done in order to get in depth knowledge about the topic and the work done till date. Data for the paper have been collected through primary source by the help of questionnaire. Quantitative study was done in order to analyze the data which was checked through statistical software to find the impact of training and development on employees’ performance and productivity. There were two variables- Training and Development and Employees’ performance and productivity, independent and dependent, respectively. Number of respondents were 254. Structured questionnaires were distributed to the employees. SPSS version 16 has been used for data analysis, Descriptive statistics were used for analyzing the data. The research methodology used were aligned with the objectives of research. This was inclined towards checking whether the Training and Development has any influence on Employees Performance and Productivity. The result showed that there was significant relationship between the variables on the basis of Pearson correlation and Frequency distribution. Recommendations were given to the employees and future researchers in the end of the paper.Keywords: Training, Development, Employees, Performance and Productivity..
February 28,2022
Page No.33- 38
Effectiveness of Prime Minister’s Employment Generation Programme in Madurai District
Dr. K. Uma, Assistant Professor, Department of Commerce, Madurai Kamaraj University, Madurai, Tamil Nadu
K. Surendran, Full Time Research Scholar, Department of Commerce, Madurai Kamaraj University, Madurai, Tamil Nadu.
DOI : 10.17605/OSF.IO/XEB4W
Prime Minister Employment Generation Programme is the scheme of Government of India, its mission is to generate employment opportunities, promotion of self-employment and create new traditional artisans. The scheme was in operation from 2008. This study attempts to understand does the scheme of PMEGP help the urban and rural development through enabling human resources in the area of self-employment. Madurai is the district of Tamil Nadu state in India where Human Resource engaged in Industrial and Non-Farming business activities. It is necessary for the activities as an instrumental approach for reducing the emerging problems of increasing unemployment and poverty in study areas. The research article is also made an attempt to understand effectiveness through the human resource development could be achieved through the various business activities. Keywords: PMEGP, Employment Generation, Self–Employment, Business Activities..
March 28,2022
Page No.39-42
Study on The Changing Landscape Of CSR In India During Covid-19
Dr. G. Sai Mohana, Assistant Professor, Dept. of Commerce with Corporate Secretary, Mannar Thirumalai Naicker College, Madurai, Tamil Nadu
DOI : 10.17605/OSF.IO/XWNTM
Abstract Corporate Social Responsibility (CSR) does not have a typically recounted definition; the center of the idea despite the fact that, is prepared around the conviction that corporations have an attention of certain expectancies closer to society and the people from whom they infer their prosperity. In nations, as an instance, India, in which economic reconciliation and social consideration are fundamental powers that power most people towards improvement and advancement CSR has gotten a important and powerful India became the number one country in the world to force a legal commitment of CSR for organizations assembly certain measures. According to Section one hundred thirty five of the Companies Act, businesses with a complete assets of INR 5 Bn ($ 70 Mn) or more, or a yearly turnover of INR 10 Bn ($ 140 Mn) or extra, or net gain of INR 50 Mn ($) at least 699,125, to burn thru percentage of their regular net benefits of 3 years This association makes India the primary nation on the planet that makes each the spending and detailing of CSR commitments obligatory..
March 28,2022
Page No.43- 52
Dr. Rupak Karmakar, Assistant Professor, State Aided College Teacher (Category-I), Department of Commerce & Management, Barasat College, West Bengal State University, West Bengal
DOI : 10.17605/OSF.IO/6VDKF
A number of hurdles and deficiencies are responsible for failure of rural development program. The present paper makes an attempt to examine the health care services and sanitation related schemes given by the panchayat samities in different areas of North 24 pargana district in West Bengal. This article also proves that the health care and cleaning system are the two mantras which build a strong community. KEYWORDS: Health care, Sanitation, NRHM, CHCMI, TSC .
March 28,2022
Page No.53- 60
Dr. Shalini. N, Assistant Professor, Dept. of Commerce, S.S.M.R.V College, Bengaluru, Karnataka.
Atoofa Rahmath, S.S.M.R.V College, Bengaluru, Karnataka
DOI : 10.17605/OSF.IO/R42DG
Accounting involves the recording of financial transactions of a particular firm, organization or business enterprise. Forensic Accounting, on the other hand, involves financial transactions that are being misinterpreted to hide any kind of fraudulent activity that is done without the awareness of the organization. Frauds have become part and parcel of any business organization because of the advanced hacking technologies and also because of the trust the organization places on an employee who bears the responsibility of handling all finance-related activities. This can probably be avoided by replacing all finance-related activities that are employee based with artificial intelligence and other advanced technological tools to avoid these kinds of frauds and increase data security. The Purpose of the study is to save the big shot and corporate companies from huge financial frauds and scams in general, avoiding millions and billions of money going to lose that is later difficult to retain. The impact of every business organization is greater on the economy. More improvement in the sales or profits of a firm enables them to raise the level of competition by a step higher. However, it is important to safeguard the finance of these firms that involve great efforts of many people and professionals and the process of Forensic Accounting facilitates this..
March 28,2022
Page No.61-68
Green HRM- A Way To a Sustainable Future
Aparna Sudhir, Associate professor, ASC Degree College, Bengaluru
Radhika Srinivasa, Assistant Professor, ASC Degree College, Bengaluru
DOI : 10.17605/OSF.IO/8GPRD
GHRM has become an integral part of dimensional change in business organizations since the time United Nations Organization’s call for Climate Change and Sustainable Development. With the fast- paced growth in industrialization, advent of technology, automation there is an outcry for ecological protection. Therefore, organizations around the world have geared themselves to rise for the cause. This is the time that the Planet has to protected by the People to ensure there is Profit and sustenance. Greening all persons in organization is not only a difficult task but also calls for strategic shift in business processes. This study aims at addressing the Human Resources dimension of strategic shift that needs to be undertaken to ensure there is sustained development. Key Words: GHRM, Sustainability, Green -Recruitment, Green- Performance..
March 28,2022
Page No.76-81
Digital Content Management In Supply Chain
Pallikkara Viswanathan, Faculty Member of IIMM, Bengaluru
DOI : 10.17605/OSF.IO/28SKH
Supply chain digital content management, is planning, creating, managing digital content in various aspects, to target customers, consumers, also create a target a personalised experience in the need for a content in supply chain. Content digital supply chain management does have the need for a higher quality of available information, so as to be used by the consumers, customers engaged in various groups in supply chain. A digital content management entails the whole process of planning, creating, managing using the best use of digital content as desired in supply chain. Content in digital supply chain is to plan, source, make, delivery, also take up returns, as it becomes imperative to control inventory in any manufacturing process in supply chain. Supply chain target on personal experience requires complete content, with different forms of engaging concepts in supply chain. Digital content supply chain requires clear thinking, with clear understanding, demand, supply, consumption, experience, segmentation, with target emphasized on personal strategy in supply chain. Supply chain goal in digital content management, is to deliver to treat the content strategy, as important in supply chain, as new customer acquisition, is profitable revenue, better production, growth in revenue, with proper data acquisition, thus lowering the cost of sales, with customer with longer consistent record, with the exception of experience in supply chain. Digital content supply chain should achieve fulfilment of demand, driven by outstanding customer value, so to enhance the organisation, so as to bring better responsive, build better network, resiliency; facilitate financial appropriateness in supply chain. Key Words; Content digital supply chain management: Planning: creating: managing: Inventory: segmentation: emphasized:.
October 11,2021
Page No.01-10
A Comparative Study Of Start-ups In Us and India
Arpitha H R, Assistant Professor, PG Department of Commerce, JSS College for Women (Autonomous), Saraswathipuram, Mysore, Karnataka, India
Dr. K.V. Suresha, Associate Professor of Commerce and Principal, JSS College for Women (Autonomous), Saraswathipuram, Mysore, Karnataka, India
DOI : 10.17605/OSF.IO/MGCPH
Start-ups commercialize the innovative ideas of younger generations which struggle for existence at the nascent stage. They create employment opportunities besides giving way for emergence of new social order of budding entrepreneurship. The survival of startups is different from one country to another because it depends on the ecosystem of concerned country. The number of startups is increasing in India but not on par with US. The internal and external business environment in US is congenial for growth and sustenance of startups; conversely India is not endured with this natural and artificial gift. The success rates of startups in US and India were reported in Microsoft Ventures, Zinnov, NASSCOM Startup India report 2019 are which clearly indicate the supremacy of US over India in this matter. India is amongst the top five countries in the world in terms of startups and US ranks number one on the list of startups. This paper is an attempt to identify the startup culture in India vis- a-vis US and to analyze the ecosystem of startups in India compare to USA.Key words: Eco System, Entrepreneurship, Pre-empt, Social order, Startup culture,.
October 11,2021
Page No.11-20
A Study on the Challenges Faced by Women Academicians During the Pandemic
Sunitha.N, Assistant Professor, Department of Commerce,Soundarya Institute of Management and Science, Bengaluru, Karnataka, India.
Nischitha.H, Assistant Professor, Department of Commerce, M.E.S College of Arts, Commerce and Science, Bengaluru, Karnataka, India
DOI : 10.17605/OSF.IO/FMRV2
The startling lockdown giantly affects the economy for a huge scope in some manner. Significant interest in offsetting the work-existence with the individual life. Numerous females across the world have left their place of employment to be at home with their youngsters on the grounds that instructive foundations are closed and childcare was additionally not accessible. With regards to female academicians, the pandemic has represented a ton of difficulties without being gender partial. Numerous academicians have even left their calling and attempted to zero in on their own life which appeared to be again difficult because of the different issues looked at home. This pandemic has made personal as well as professional challenges. Keeping in view these focuses, this paper presents the most thorough difficulties looked at by female academicians during the pandemic emergency in mid-2020. It likewise attempts to recommend few measures to adapt up to difficulties and face the world with another enthusiasm.Keywords: Problems faced by Working women, Socio-Cultural barriers, Violence, Livelihood., .
October 11,2021
Page No.21-33
Nitin Kailas More, Research Scholar (Doctoral), Department of Commerce and Research Center PDEA’s AnnasahebWaghire Arts, Science and Commerce College,Otur, Pune (Maharashtra) India.
Dr.MukindaBaliramKhandare, Research Supervisor (Doctoral), Department of Commerce and Research Center, PDEA’s AnnasahebWaghire Arts, Science and Commerce College,Pune (Maharashtra) India.
DOI : 10.17605/OSF.IO/TRCYX
A Purposively study was conducted to investigate mainly the awareness and satisfaction level about eTrading of agricultural produce among the farmers of Maharashtra state. Apart from the main aim, this research article also examines the exact constraints faced by the farmers while trading using the eTrading platform. Preference towards traditional or electronic trading systems was tried to assess. A directional hypothesis is undertaken to determine the level of significance of variables in the study. Following the descriptive research design, an empirical investigation was carried out by collecting the responses from 136 farmer respondents across Maharashtra. Information gathered using Google Form. The questionnaire was developed by seeking expert advice from academics. Using SPSS, Jamovi, and G*Power statistical software packages data analyzes. It founds that farmer from the state face the problem of lack of information and training about various processes involved in electronic trading. The majority of the farmers preferred electronic trading systems. About electronic trading purpose found a significant level of awareness and satisfaction among the farmers. The study is pure in a sense; it provides insights into understanding the status of eTrade policy.Keywords: Karnataka Model, eTrading System, eNAM, Awareness and Satisfaction.
October 11,2021
Page No.34-41
Arpitha H R, Assistant Professor, PG Department of Commerce, JSS College for Women (Autonomous), Saraswathipuram, Mysore, Karnataka, India.
Dr. K.V. Suresha, Associate Professor of Commerce and Principal, JSS College for Women (Autonomous), Saraswathipuram, Mysore, Karnataka, India .
DOI : 10.17605/OSF.IO/BH3NP
Socio-economic development is an indication of prosperity in the society. Amongst many contributors to the socio-economic development the working women in the unorganized sector are recognizable ones. Quantification of contributions to the social development by any agent is not precise, however in economic terms the contributions are precisely measurable. The contributions made by working women in unorganized sectors towards growth indicators- education, attitude, group dynamism, leadership quality, competitive spirit, friendliness, decision making, loyalty, culture are studied through an empirical study in Krishnarajanagar taluk with a sample size of 127. From the same respondents the economic growth indicators are also studied with the input of primary data. The inferences are drawn objectively and this study has proved the hypothesis that ‘working women in unorganized sector contribute significantly towards socio-economic development of the community’.Key Words: Change agent, Informal leadership, Socio-economic development, Unorganized Sector, Working women..
October 11,2021
Page No.42-51
Analysis of Impact of the Covid-19 Pandemic on Street Vendors - A Case Study Of North Bengaluru.
Dr.Shilpa Sharma,Assistant Professor, Lovely Professional University, Phagwara
Shweta Sharma, Assistant Professor, Department of Economics, Mount Carmel
College,Bangalore, Karnataka, India.
Sumiya Begum,Mount Carmel College, Bangalore, Karnataka, India
DOI : 10.17605/OSF.IO/QVFTH
The global Covid-19 pandemic posed unprecedented economic challenges to everyone across the world. The pandemic has disproportionately impacted the world’s poor population in terms of livelihood and survival. The street vendors were among the hardest hit, suffering in the most unexpected ways as their livelihood was shattered. This study explores how street vendors survived the pandemic, as well as what obstacles and problems they faced. The study aimed to understand the effectiveness of the new scheme “Pradhan Mantri Street Vendor’s AtmanirbharNidhiYojana” introduced by the central government; to analyze the issues faced by the street vendors during and after the lockdown (post lockdown) and the schemes and laws passed for the street vendors, that have helped them in any form during this period of uncertainty. A mixed research approach was used in the present study i.e., both quantitative and qualitative approaches were used. The Primary data was collected with 51 street vendors through personal interviews with the help of a questionnaire and personal interviews with 5 bank managers of the public sector whose banks are part of the government loan scheme to the street vendors. The exploratory study concluded that most street vendors are uneducated with low income, with lack of awareness of government-sponsored schemes, and highly dissatisfied with the business even after removal of lockdown. The study highlighted the need for promotion and creating awareness of all government schemes. Keywords: pandemic covid-19, street vendors, bank managers, awareness of governmental scheme, pm svanidhi,.
December 29,2021
Page No.63-72
A Study on Awareness of Goods and Service Tax on Customers in Bengaluru City.
Vishruth Vidyadhar Prasad, Assistant Professor, PES University, Bengaluru, Karnataka, India.
Kavya J, Assistant Professor, International Institute of Business Studies, Bengaluru, Karnataka, India.
Brinda M,Assistant Professor, Koshys Institute of Management Studies, Bengaluru, Karnataka, India.
DOI : 10.17605/OSF.IO/BW9FN
In this Research paper we will be discussing about the importance of Goods and Services tax, the benefits of the GST bill to the common man and to its customers. The paper will give a brief introduction on the disadvantages or challenges faced by the business personnel with GST implementation. How the ordinary consumer would be impacted by Goods and Services Tax. We will be describing the common man their ways of accepting GST implementation, the understanding of economists and tax experts as it is the biggest tax reform in Post Independent India. The present structure of Indirect Taxes is very complex in India. There are so many types of taxes that are levied by the Central and State Governments on Goods & Services. We have to pay ‘Entertainment Tax’ for watching movie. We have to pay Value Added Tax (VAT) on purchasing goods & services, and there are Excise duties, Import duties, Luxury Tax. The research paper mainly focuses on the Customers of GST in Bengaluru, the capital city of Karnataka. The advantages and challenges faced by all the sectors in the payment and implementation of GST in Bengaluru city. The research paper is been covered with the secondary data sources regarding GST. The problem statement of the research paper is to identify the loopholes of implementation of GST. The findings about the problem statement and suggestions given to the customers would be included in the research paper. Keywords: GST, Excise Duties, Import duties.
December 29,2021
Page No.73-81
Impact of Dividend Policy on Automobile Companies: An Empirical Study.
Jyoti I Laljani, PhD Research Scholar, Department of Commerce & Management, KSKV Kachchh University, Bhuj, India
Dr. Kamal H Kharecha, Research Guide, Tolani Commerce College, Adipur – Kachchh, India
DOI : 10.17605/OSF.IO/NV98Y
Introduction about dividend policy and their experimental attempts are explained. Definition of dividend in the introduction part is covered. W. A. Adesola & A.E. Okwong (2009) entitled An Empirical study of Dividend policy of Quoted companies in Nigeria. And T. Hussain, Sarwani, Nardi Sunardi & Lisdawati (2020) researched on Firm’s value prediction based on profitability ratios and dividend policy. To evaluate the financial performance adopted by quoted companies in India. To determine the concept of dividend in connection with Profitability of the selected companies. To study the relation between profitability and liquidity of selected companies. There is no significant relation between liquidity and profitability of selected companies. There is no significant relation of dividend policy on profitability of companies. Secondary data is collected for the study. In which five automobile companies have been taken on the basis of market capitalisation for the period from 2015-2016 to 2019-2020. To analyses the collected data, various profitability, liquidity ratios has been calculated. To know the financial performance of selected companies one-way Analysis of Variance (ANOVA) & Correlation has been used. The study indicates that there was a correlation between liquidity ratios but no correlation between dividend and profitability in the current period. Studies have shown that profitability & liquidity should be considered in order to give dividend, because profitability ratios affect dividend.Keywords: liquidity ratios, profitability ratios, ANOVA, Correlation..
July 29,2021
Page No.01-12
Nishath Parveen, Assistant Professor, MEASI Institute of Management, Chennai, Tamil Nadu.
Abdul Hanoof, MEASI Institute of Management, Chennai, Tamil Nadu.
DOI : 10.17605/OSF.IO/9KZ64
This study is made to understand the logistics management where it is one of the significant componenent in the competitive market being the blend of business and major activities of the different busineses. The supply and distribution actions collectively known as logistics activities. The value chain has been renowned as a tool to analyse and compare the activities within competitors or industry role players. Two major events within the value chain are inbound logistics and outbound logistics. The objective of the research is to investigate the influence of inbound and outbound logistics on the competitiveness retail textile company with reference to the .
July 29,2021
Page No.12-21
A Case Study on Knowledge Sharing Attitude of Employees In Banking Industry.
Sajan M, Assistant Professor, Govinda Dasa College, Surathkal, Mangalore.
Dr. C K Hebbar, Research Guide, Srinivas university, Surathkal, Mangalore, Karnataka
DOI : 10.17605/OSF.IO/76FUW
In todays competitive environment customer service and satisfaction play a vital role in organizational success. If customers are not satisfied with the service, then the firm may lose the competitive edge in the market. Especially in the Banking sector, it became a big challenge. Though much innovation has taken up in the banking industry with technology, still customers have a bundle of quarries to get solved and transactions to do offline. Even the trends and norms of banking goes on getting changed. So, in this type of environment knowledge sharing is the key that can make banking employees to get a competitive edge with good service. When knowledge flows without any distraction in the banking industry it helps the employees to know about the recent changes and to give the best solutions to its customers. To improve the organizations performance and its services towards customers, Knowledge sharing plays a vital role. Through the integration of people, processes, and technology, KM focuses on leveraging corporate knowledge and operation. This case study is all the study of factors and attitude of employees in sharing their knowledge with othersKeywords: Knowledge sharing, Knowledge management, Banking, Acquisition, Knowledge creation..
July 29,2021
Page No.22-32
Dr. Sanjeet Sharma, Assistant Professor, UCBS, HPU, Shimla.
Sheela Devi, Research Scholar, Dept. of Commerce, HPU Shimla
DOI : 10.17605/OSF.IO/5REQU
The present study has been carried out to examine the customers perception & the services being rendered by Himachal Pradesh Grameen Bank and Himachal Pradesh State Cooperative Bank. The study covers the period of ten years, i.e., 2007-08 to 2016-17. This paper tries to measure the consumer satisfaction level by knowing customers’ perception about banks and the factors responsible for variation in customer satisfaction between Himachal Pradesh State Co-operative Bank and Himachal Pradesh Grameen Bank. The study is mainly based on the primary data collected from HPSCB and HPGB customers through the well-structured questionnaire in Himachal Pradesh. The results of the t-test indicated a significant difference between the performance of both the banks in terms of tangibility dimension of service quality. It depicts that Himachal Pradesh State Co-operative Bank uses the better quality of equipment, materials, and technology to provide superior quality service to customers as compared to Himachal Pradesh Grameen Bank. Further, the results of the t-test indicated that there is no significant difference between both banks in terms of reliability dimension of service quality, i.e., when customers have problems, the bank is sympathetic & re-assuring, your bank show sincere interest in solving problems, and your bank is efficient in its day-to-day operations. It is also revealed from the study that HPSCB provides better service for the third attribute (bank performs the service at the first instance) under the reliability dimension. The results of t-test reveal that there is no significant difference between both banks in terms of all service quality statements under the responsiveness dimension. Further, results of t-test revealed that there is no significant difference between the Himachal Pradesh State Co-operative Bank and Himachal Pradesh Grameen Banks service quality level on all the attributes of assurance dimension. Further, the p-value of t-test for organizing a consumer awareness program under the empathy dimension is significantly higher than that of the Himachal Pradesh State Co-operative Bank. It indicates that the Himachal Pradesh Grameen Bank is better in organizing the consumer awareness program. Keywords: - HPSCB, RRB, Tangibility, Reliability, Responsiveness, Assurance, Empathy dimension. .
July 29,2021
Page No.33-46
A Study on Potential Application Area of Blockchain Technology In Indian Banking System.
Vidya M, Research Scholar, Indo Asian Women’s Degree College, Kalyan Nagar, Bangalore.
DOI : 10.17605/OSF.IO/6H2AY
Digital technology is the most applied instrument in the current scenario concerning every field of business. One of the most disruptive changes in the digital area which has become very crucial in the present situation is the introduction of blockchain technology. It has created huge interest in a wide range of industries. As blockchain is creating new applications with new features which motivated industry leaders. They started customizing and tailoring the technology so that it can be put into multiple uses. Like other business areas banks are influenced by digital transformation and financial innovations. Using the decentralized approach for creating applications is developed by Blockchain technology. The present paper highlights blockchain technology, its working mechanism, and how it can be successfully used in the Indian banking system. The last section of the study shows a comprehensive analysis of the underlying technology in the Banking industry using the ABCD model. The primary aim paper understudy is to analyze the portrayal of Blockchain in Indian banking.Keywords: Blockchain, innovation, cryptocurrency, Bitcoin, decentralization, banking system..
July 29,2021
Page No.47-58
Liquor Consumers’ Behaviour and Its Impact On The Imbalance of Their Families
Veluma Srinivasula, Assistant Professor, Govt Degree College, Malkajgiri, Hyderabad,Telangana
DOI : 10.17605/OSF.IO/9CY53
Liquor consumption has become common in every country. It is consumed in the various forms. As it is a psychoactive substance it affects the health. The present study intended to find out the relation of the various factors on liquor consumers particularly of consumption of liquor and financial degradation, neglecting of the children of consumers, and the differences in the social recognition. After the data analysis through the Chi-square tests the findings reveal that most of the socially backward people consume more alcohol than the upper sections. The all sections of the respondents agreed that the consumption of the alcohol causes to financial imbalance. This practice put less attention on their children and their social recognition is lessKey words: Psycho -active substance, imbalance of families, financial degradation, neglect on children, social recognition.
August 31,2021
Page No.59-67
Influence Of Liquidity On The Profitability Of Automobile Sector In India- A Study”
Dr. Amalesh Patra, Assistant Professor, Calcutta Girls’ College, Kolkata, West Bengal, India.
DOI : 10.17605/OSF.IO/SRBQF
Liquidity is the financial position of a company that measures the ability of a firm to pay its short-term liabilities. Profitability is the earning capacity of a company. The paper is focusing on how the liquidity position influences the profitability of the select companies under the Automobile sector listed in the National Stock Exchange (NSE) of India. The sample of 8 companies over 15 years from 2006-07 to 2020-21 is considered in this paper. To find out the influence of liquidity on profitability, Acid Test Ratio (ATR), Dividend Payout Ratio (DPR) considered as exploratory variables (Liquidity), and Debt to Equity (DE), growth (GROW) factors considered as a control variable and Return On Assets (ROA) is considered as dependent variable (profitability).To fulfill the objective of the study Pearsons Correlation has been run for testing the Collinearity and simple Regression Analysis was run to examine the influence of Liquidity on the Profitability of the companies. The Result of the Regression analysis reveals that the liquidity factors Acid Test Ratio (ATR) has no influence on Profitability, on the other hand, Dividend Payout Ratio (DPR), Debt to Equity (DE) and Growth factors have a significant influence on the Return on Assets (ROA). Keywords: Dividend Pay-out Ratio, Acid Test Ratio, National Stock Exchange. .
August 31,2021
Page No.68-75
The Present Scenario of Non-Performing Assets In Indian Banking Sector – An Analysis.
Dr. Soheli Ghose, Assistant Professor, St. Xavier’s College, Kolkata, West Bengal, India
Dr. Kushal De, Assistant Professor Dhrubha Chand Halder College, Dhakshin Barasat, West Bengal, India.
DOI : 10.17605/OSF.IO/FY8ES
Non-performing assets (NPA) makes up a huge chuck of the total assets of any bank and have become a huge burden on the banking sector. Many policies and procedures adopted over the decades have been responsible for this dismal state. NPAs have a negative effect on the financial position of any bank, especially on its liquidity, solvency and profitability. Their disclosure also affects the share prices in stock market and general perception of the investors. The present study tries to find out the state of NPAs of the Indian banks and how these have been impacted by various macroeconomic variables over the years. Pearsons Correlation Coefficient and trend analysis are used to analyze the data. The results show that the foreign banks and private banks are more efficient in credit management as compared to the public sector banks. It can be concluded that in terms of NPA management, privatization leads to better results. Key Words: Asset Classification, Credit Risk, Default Risk, Indian Banking Sector and Non Performing Assets. .
August 31,2021
Page No.76-94
Corporate Environmentalism: A Review on Evolution of Business Perceptions over Ecological
Resources
Arputha Arockiaraj V, PGDM Graduate, SCMS Cochin School of Business, Muttom, Aluva, Cochin, Kerala, India.
DOI : 10.17605/OSF.IO/8ADP3
Millions of years had been taken in the process of human evolution, to receive the intelligence level for creations, inventions and discoveries. Trade took almost two millennia, to settle itself comfortably, in the human environment, from the beginning of early civilizations. Exceptionally, computing technology hadn’t faced such difficulties, which integrated itself as the part of human activities, within 60 years. Business activities evolved during various times, along with ecological changes. The consumption and utilization patterns of citizens, tax collection necessities to the treasury and military aspirations of rulers transformed the perceptions of business community towards the natural ecosystems. This article reviews those trade-centred exploitation mechanisms of ecological resources which were carried out, in the previous centuries, to make a judicial conclusion for adapting sustainable practices in day-to-day human activities of the 21st century.Keywords: Ecosystems, Trade Activities, Ecological Degradation, Business Perceptions.
August 31,2021
Page No.95-109
Effect Of Personality on Impulsive Buying Behaviour of Consumers With Reference To Future Market
Shruthi.R , Assistant Professor, Mount Carmel College (Autonomous), Bangalore, Karnataka, India
DOI : 10.17605/OSF.IO/ZMH7U
Consumer behaviour is a complex phenomenon tangled by various characteristics such as time, price, situation, personality traits, cultural influences, demographic characteristics of individuals etc., the personality of each individual differs and is unique with respect to their physical, psychological and behavioural characteristics. Personality of individual influences behaviour and their responses to digital and physical environment. It implies that consumer purchasing behaviour is greatly influenced by personality. Therefore marketers can optimize these personality traits to build their marketing strategy and successful advertisement campaigns for their brands, products and services. Marketing strategist has always designed products focusing on their specific target market segments which has commonly addressed on individual’s personality traits. This paper attempts to study personality traits influence on impulsive buying behaviour of consumers .This research would help marketers, retailers and sellers to work on their business models, strategies while dealing with customers. It also helps to verify the interrelationship existing between personality traits and impulsive buying behaviour of consumers. The objective of this research paper is to understand and determine the relationship existing between individual personality and impulsive buying behaviour. To fulfil the purpose of this study, the researchers randomly collected sample of 200 using judgmental and convenience sampling techniques .Data were collected from south zone of Bangalore region. The data were analysed using statistical applications such as correlation and ‘T’ Test. The results revealed that the common personality traits have a significant relationship with impulsive buying behaviour. This paper would provide a qualitative add-value to the companies and brands to understand their customers perception deeply and convince them strategically to be loyal and repetitive customers Key words: Impulse buying, consumer behaviour, Personality traits .
August 31,2021
Page No.110-114
V-Shaped Recovery In Supply Chain
Pallikkara Viswanathan N.C, IIMM, Bangalore, Karnataka, India
DOI : 10.17605/OSF.IO/CVWAB
Supply chain around the world have reduced their resources, inventory, has been closed to zero, on technology spending, supply chain has been also been curtailed, as the core process in supply chain, has scaled back to order, in order to adjust to the current reality, of reduced demand, with uncertainty, to recover in supply chain, operation, as the need has become to be more flexible, in order to anticipate the economy in V-shaped recovery in supply chain. V-shaped recovery is characterized by the quick sustained recovery in supply chain, to measure the economic performance after the sharp economic performance, decline in supply chain. Supply chain sourcing of components, plan, source, make, deliver, make returns. Supply models simulations of products, facilitate, transportation vehicle routes, in which these interactions drive supply chain operations. Supply chain approach to scalability (the capacity to be changed to size) flexibility, has the benefits to be achieved, when building a supply chain operation, under severe downturn conditions, as the rational provided to show a scalable, flexible supply chain, which mitigates multiple risks, from economic uncertainty, during recovery where fixed cost does not exist in supply chain. Supply chain suffers a V-shaped recession (a temporary economic activity decline during which trade and industrial activity are reduced to generate a fall in Gross Domestic Product) as the economy suffers a sharp, out of period of economic decline in supply chain, with a clearly defined as the prices come down, or likely to rise, followed by strong recovery in supply chain. V-shaped are the normal shape for a recession in supply chain, as the strength in the economy recoveries is closely related to the severe preceding recession in supply chain. Key Words: V-shaped recovery: Scalability: Transportation: Recession: Mitigates: Interactions: Supply chain operations: Technology: .
August 31,2021
Page No.115-125
Dr S Jayadev, Assistant Professor, PG Department of Commerce and Research Centre, Mahatma Gandhi College, Thiruvananthapuram, India.
Dr.Lekshmy Prasannan, Assistant professor, PG Department of Commerce, Sree Narayana College, Sivagiri, Varkala
DOI : 10.17605/OSF.IO/ENP8T
The Kerala model of health care delivery system and controlling epidemic has its roots in the strong health system built over years. The state used innovative approaches to deploy resources quickly and come up with timely and comprehensive response in collaboration with key stakeholders. All the Government medical colleges in Kerala are at the forefront in the war against COVID. Kerala was appreciated for effective management of Covid-19 and captured the attention of worldwide media. Medical education is a dynamic and complex field where professionals devote plenty of time to render quality service. The medical professionals need to possess intrinsic skills and abilities to effectively practice capacity management in the present scenario. The present study has been carried out to pinpoint the Capacity Management Practices of doctors in Govt Medical College Thiruvanathapuram during Covid -19 pandemic using Structural Equation Modelling. Based on the analysis it was found that all the coefficient of determinations are acceptable in this model. Thus it can be rightly concluded that the capacity management practices of doctors in Govt medical colleges are highly appreciated and acceptable.Keywords: Capacity, Management, Traits, Profession, Sensibility.
August 31,2021
Page No.126-140
A Comparative Study of Performance of Maharashtra and Gujrat Real Estate Regulatory Authority
Pramod Bhagwant Chobhe, Department of Commerce and Research Centre PDEA, Annasaheb Waghire Arts, Science & Commerce College, Pune, Maharashtra.
Dr.M.B. Khandare, Department of Commerce and Research Centre PDEA, Annasaheb Waghire Arts, Science & Commerce College, Pune, Maharashtra.
DOI : 10.17605/OSF.IO/ACGX5
Indian Real Estate Sector has become a second most / largest sector of job opportunities after Indian agricultural sector. But the sector is still unassembled to make this sector firm to bring a control and hold over the transactions, Indian Government brought and established RERA Act in Indian on May 01 2016.this Act is model act for each and every states in Indian states therefore every states in India has established and individual Real Estate Regulatory Authority office under the guidance of Indian RERA Act. All these states are appealed to establish their own internal rules and regulations for Real Estate Sectors to bring control over the transaction of the field. This authority is obliged to bring efficiency, transparency and accountability in the sector within a year it become obligatory for each and every states establish RERA Authority under the Indian RERA Act, 2016. To study the performance of both MahaRERA and GujRERA the comparative study of Quantitative and Qualitative performances would be considered by using the parameters of Real Estate Regulatory Authority. To do a comparative study of performances the “growth rate” was considered the “Base” of the study. Because the Maharashtra and Gujrat state are not same geographically, also both are not same in population and rural and urban areas. Financial Years such as 2017-2018, 2018-2019, 2019-2020 performance data would be used. After comparative study by using parameters following conclusions were drawn they are the Growth Rate of the projects and agents registration of GujRERA were considerably more than MahaRERA. But accordingly to population MahaRERA witnessed more projects and agents registration than GujRERA however but comparative Growth Rate GujRERA is more than MahaRERA. The growth rate of MahaRERA is gradually growing fast every year. According to parameters Complaints Redressal disposed off rate of GujRERA faster than MahaRERA. Number of cases received by MahaRERA are more than GujRERA. But Redressal and Disposal rate of GujRERA is moving faster than the MahaRERA. Accordingly, to Adjudication and Right to Information parameters the application disposal rate of MahaRERA is more than GujRERA. In short the performances of comparative study of both the authorities of the states indicates that starting performances of both of these state authorities are successfully and good. Both MahaRERA GujRERA state authorities done their job successfully. However, the Quantitative and Qualitative performances of both states authorities are expected to keep their performance growth rate graph grow up more and faster than the past. Keywords: MahaRERA, GujRERA, Growth Rate, Agents, Real Estate, Projects, Performance, Parameters, RERA Act, RERA Authority, Maharashtra, Gujrat, MH,GJ. .
April 30,2021
Page No.01-08
Structural Modelling for the Problems of Women in the Self Help Groups
Dr.V.DarlingSelvi, Assistant Professor, PG and Research Department of Commerce, Rani Anna Government College for Women, Tirunelveli, Tamil Nadu, India.
K.Veilatchi, Ph.D. Part Time Research Scholar (Commerce), Rani Anna Government College for Women, Tirunelveli, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/VUS2T
Self-help groups play a vital role in funding and empowering women. Usually, this group consists of 10-20 women who are members of this group. Members make small redeemable offerings for a few months until there is enough evidence on board to lend.These types of groups are having a link with banks for their credit purpose. These groups are giving importance for the development of their activities, make their infrastructure, and make their mind as technical know-how. To increase their self-knowledge and power they are attending several skill trainingprogrammes which was organized by NGOs and NABARD. This provides savings opportunities for women to deal with the problems of their daily lives. Self-help groups help rural women improve their decision-making in the family and community.Self Help Groups are playing the contributory role for rural enhancement, poverty development, and social empowerment. This study focuses on womens empowerment through self-help groups and clarifies key issues in the decision-making process such as womens empowerment, family responsibilities, and key issues among team members. This topic includes the primary data collected related to the topic and the primary data collected with the sample size of 80 in Kovilpatti city.The collected primary data was analyzed by using ANOVA, KMO and Bartletts Test, Factor Analysis and Structural Equation Modeling with the help of SPSS.Keywords: Empowerment, Enhancement, Opportunities, Problems, Self Help Group.
April 30,2021
Page No.09-14
Impact of Demonetization on Electronic Payment System with Special Reference to Bangalore South
Dinesh.S, Assistant Professor, Department of Commerce, KLE Society’s Degree College, Nagarbhavi, Bangalore, Karnataka, India.
Renugopala. K, Assistant Professor, Department of Commerce, KLE Society’s Degree College, Nagarbhavi, Bangalore, Karnataka, India.
DOI : 10.17605/OSF.IO/M8C7V
Many people whose e-payment systems were inactive have become active, the dealing limits on the e-payment systems are grown, their values gone up, the quantity of mobile banking and e-payment transactions are collected attributable to conclusion of the currencies. decision could be a generations unforgettable expertise and drives to be one in each of the economic events of our time. Its impact is felt by each Indian national. decision affects the economy through the liquidity facet. its a progressive shift to a cashless economy with the bigger concentrate on the electronic transactions. Rising use of credit/debit cards, internet banking and different on-line payments mechanisms are another positive impact of conclusion, as these wouldnt solely lower dealing values but some these may facilitate to make a number of fee financial gain moreover. Demonetization of the very best denomination currency notes is a component of many measures undertaken by the govt. to deal with nonpayment, counterfeit currency and funding of ineligible activities. The payment eco-system within the country provides multiple choice to the various segments of users for fund transfer moreover as for creating payments in exchange of import for merchandise and services. With increasing adoption of electronic payments, notably those driving e-commerce and m-commerce, theres a growing demand for quicker payment services that, in turn, facilitate ease in doing monetary transactionsKey word: Demonetization, Electronic Payment System..
April 30,2021
Page No.15-25
Shareholder Activism In India - The New Way Forward For Corporate Governance
Dr Sonali Ahuja Dua, Associate Professor, Gargi College, University of Delhi, Delhi, India, India
DOI : 10.17605/OSF.IO/XNPVW
Businesses in India have traditionally been organized around strong promoters. Small shareholders have conceded complete control and ownership to the promoters and just hoped that they would make a return on their investment when the company did well. Not only was there little regulation to give them a say in the matters of their investee company, there was also a sense of general lethargy in taking affirmative action to protect their interests. Promoters too have traditionally run their companies fulfilling the bare minimum requirements of being transparent to their institutional and minority shareholders. These minimum requirements have been defined by whatever was required by regulation at different times. More recently, with the primary source of information evolving from mass media to social media, institutional and minority shareholders are becoming increasingly aware of their companys actions. They now have ready access not only to information, but also to the opinions of experts and a combination of these factors is getting them to gravitate towards a larger role in how their investee companies are run. This paper focuses on how Shareholder Activism, a recent phenomenon, has evolved in India and proposes the actions that corporates and promoter managements can take to avoid being a target of shareholder activism. Keywords: Blockchain, Corporate Governance, Proxy Advisory Firms, Shareholder Activism, Shareholder engagement, Minority Shareholder, Institutional Investors. .
April 30,2021
Page No.26-31
K.Hariprasath, Assistant Professor, Parvathys Arts and Science College, Dindigul, Tamil Nadu, India.
J.JasmineJeya Prabha, Assistant Professor, Parvathys Arts and Science College, Dindigul, Tamil Nadu, India.
DOI :
Capital formation included physical and human capital, human capital is play a imperative role in the economic enlargement, now countries escalation through innovation and technology. Every innovation create from the human minds, hence development of country depended to human capital especial youth minds like schools and college students, this study analysis the competence and employability of college students. India become developed country only self-satisfaction on technology, energy ,foods and all the basic needs of human, this self-satisfaction only happen by human competency and healthy.Keywords: self-satisfaction,human competency and healthy, human capital.
April 30,2021
Page No.32-39
Crypto Currency: Two Steps Forward One Steps Back
Rekha Gothe, Assistant Professor, Dayananda Sagar College of Arts, Science and Commerce, K.S.Layout, Bengaluru, Karnataka, India.
VidhyaShree. S ,Assistant Professor, Dayananda Sagar College of Arts, Science and Commerce, K.S.Layout, Bengaluru, Karnataka, India.
Sneha .R, Assistant Professor, Dayananda Sagar College of Arts, Science and Commerce, K.S.Layout, Bengaluru, Karnataka, India.
DOI : 10.17605/OSF.IO/URTV6
Usually, electronic currencies, such as digital money or cryptocurrency, will have an effect on the global economy by ledger technologies, where current monetary currencies play a crucial position in the socio-economic system, accompanied by modern printing processes. The goal of this study is to examine various facets of cryptocurrencies, concentrating on the most influential forces behind economic factors centred on the contents of journal articles, electronic journals, news stories, workshops and seminars. From this point on, many facets of cryptocurrency and fiat currency are transitioning to the developing country; this paper aims to find out how cryptocurrency is doing with its current advantages and disadvantages to improve the method better. Keywords: Cryptocurrency, Traditional fiat currency, Online trading, Bitcoin, Ripple, Ethereum..
June 04,2021
Page No.40-45
employee retention: principles and practices
Dr. Kushal De , Assistant Professor of Commerce, Dhruba Chand Halder College, Dakshin Barasat, Kolkata, India
DOI : 10.17605/OSF.IO/CMF95
Human resources are the most important assets of any organization. Long term health and success of any organization depends upon retention of key employees. Employee retention has thus become the new success mantra in the age of job hopping. It is observed from the study that the present employees are considered to be the greatest asset of their organization by Indian IT firms and they consciously try to retain the existing talent. Motivational leadership is practiced in most firms India and they encourage inflow of new ideas. Creativity is promoted and nurtured through discussions, workshops and interactive programs. Care is also taken to groom talent and promote acquisition of knowledge through courses, workshops and trainings. Keywords: attrition, IT firms, talent, harassment, retention, success.
June 04,2021
Page No.46-51
A study on consumers awareness and willingness towars green marketing
Nirmala .S, Assistant Professor of Commerce, Krupanidhi College of Commerce and Management Koramangala, Bengaluru, Karnataka, India.
DOI : 10.17605/OSF.IO/Z3R9H
The only that can be used to convey any message to prospective consumer is to through marketing. Green marketing is part of marketing which approaches to market the product without harming the environment. Since there is a need in bringing the awareness in younger generation about eco-friendly product green marketing can be applied because it includes many things like product modification, changes in production process packaging as well as modifying the advertisement. Organization believes that by adopting green marketing they can fulfill moral obligation to more socially responsible, So this research is conducted to understand about awareness level, willingness to buy and focuses on waste management.Keywords: eco-friendly, consumer buying behavior and environment protection.
June 04,2021
Page No.52-59
Retail marketing practices for crm
Raghavendra .H, Research Scholar, Institute of Management Studies and Research, Kuvempu University, Shivamogga, Karnataka, India.
H.N. Ramesh, Professor, Institute of Management Studies and Research, Kuvempu University, Shivamogga, Karnataka, India.
DOI : 10.17605/OSF.IO/G8DTJ
In many retail organizations, it is the fundamental duty of the marketing practices to generate more revenue to the firm. Along with this, customer retention is also an additional responsibility to the business therefore for the purpose of bringing more customers to the business; firms formulate customer relationship management practices in connection to the retail marketing practices. This research paper initially studied marketing practices of selected retail stores and understood the marketing practices related to the CRM practices and finally analyzed the marketing practices of the retail stores selected for the study. The study has identified some of the satisfied and dissatisfied response to the marketing practices and inferred relevant suggestions. Finally it concluded that the success of the customer relationship management practices implementation depends on the formulation of effective retail marketing practices.Keywords: Customer relationship management, Customer service, Customer loyalty program, Customer retention.
June 04,2021
Page No.60-67
Knowledge management is an asset to build career: a case study
Sajan M, Research Scholar, Srinivas University. Surathkal, Mangalore, Karnataka, India.
Dr. C K Hebbar, Research Guide at Srinivas University, Mangalore, Karnataka, India.
DOI : 10.17605/OSF.IO/3DNTP
The process of creating, storing, Transferring, applying. saving organization knowledge is nothing but Knowledge Management. Especially, in an environment of intensive competition increased with globalization; creating knowledge has been a vital factor for organizations, in which they want to gain an advantage by innovative production. Every organization runs successfully with the advancement in knowledge and technology. Education institution has to play a great role in the creation of the valuable knowledge to develop the society. Education institution provides a strong platform to produce skilled knowledgeable human resources to the corporate and other sectors of the country. This paper designed with the intention that to know the knowledge transformation from the educational institution to the students to build our nation. The methodology adopted for the present study is observation and a structured questionnaire designed to collect the opinion of the respondents. The major intention of this paper is to produce skill and knowledgeable students as an output from every educational institution. The major finding for the present study is a good knowledge is the real asset of every student. A suggestion to implement is a good learning environment has to be created to develop professional qualities in the students.Keywords: innovative, skill, advancement..
June 04,2021
Page No.68-75
critical evaluation of awareness of consumer rights and protection
Dr. V. Darling Selvi, Assistant Professor, Research Department of Commerce Rani Anna Government College for women Tirunelveli, Tamil Nadu, India.
Anusuya .A, Research Scholar, Research Department of Commerce Rani Anna Government College for women Tirunelveli, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/Q83SB
Awareness denotes the knowledge about a particular problem or issue. Here, awareness of the rights of consumers mean the level of knowledge about various rights of consumers and the activities of various consumer movements. Consumer protection consists of laws and organizations designed to ensure the rights of consumers as well as fair trade competition and the free flow of truthful information in the market place. Responses were analyzed by the help of Percentage, factor analysis and presented by tables and figures. The present study analysis the extent of consumer awareness about consumer protection and their legitimate rights in the consumption process. The study is empirical and descriptive in nature which is based on empirical evidences based on data collected with the help of Interview Schedule 150 respondents of Tirunelveli city. The demographic profile and awareness of consumer rights and protection were analyzed by the help of Percentage analysis and factor analysis with the help of Excel and SPSS software. The conclusion derived from the study is that the consumer has not only to choose products and also, they have the rights to know how product has produced whether it is safe and beneficial for use or not. Keywords: Awareness, Consumer Rights, Protection, Redressal .
June 30,2021
Page No.76-85
A STUDY ON THE EFFECTIVENESS OF ONLINE TEACHING - TEACHER’S PERSPECTIVES
Dr. N.V. Ramakrishna Murali Principal, ASC Degree College, Bengaluru, Karnataka, India.
Dr. Sushant T Joshi Associate Professor, KLS’ IMER, Belagavi, Karnataka, India.
Dr. Sandeep Nair Associate Professor, KLS’ IMER, Belagavi, Karnataka, India.
DOI : 10.17605/OSF.IO/WKRJA
Covid 19 has transformed life across the world in a manner never imagined before, with massive implications on all realms of life, forever. Life, Living and Learning shall never be the same again. Apart from the various uncertainties that have unfolded upon us, the most important is the future of learning and education. Education as a process of Evolution has been adapting to various dynamics such as Technology, Skill development, Smart generation of students, National orientation and Social impact among others. However, the sudden impact of social distancing, has redefined the process of Teaching, Learning and the experience of institutional education. The Students have been quick to adapt to the new media and are experiencing the initial joy of discovery. However, the Teachers have been compelled to integrate a mechanism that generally was considered as distractive for younger generation and learning. This paper aims to understand the teacher’s initial experience and perceptions regarding online teaching and their faith in the effectiveness of their efforts. The study involves the teachers of Graduate studies under the University of Bangalore, belonging to Government, Aided and Private Institutions, with over 16 parameters under consideration.Key Word: Online Teaching, Graduate Studies, Technology integration..
June 30,2021
Page No.86-94
Dr.D.Charumathi, Assistant Professor, MEASI Institute of Management, Chennai, Tamil Nadu
DOI : 10.17605/OSF.IO/C724Y
In the current era, shopping has become an inclination. People do not just prefer the traditional mode of shopping and are tend to switch over to online shopping mode. Online shopping has become a key platform for purchasing electronic items. As huge amount of electronics are accessible at just a click away and it has become convenient for the customer to scrutinise as per their standards, it has created a competitive e-commerce environment to retain loyal customers. With the fast change in the pace of technology, new inventions to comfort customers are lining up in the market. In this research, an attempt is made to understand the consumer behaviour towards online shopping with special reference to electronic products and identify the factors influencing consumer behaviour towards the purchase of electronic products online and the most preferred online site for purchase of electronic products. The sample size for the study is 103. Key words: Online, Shopping, Electronic, Consumers .
June 30,2021
Page No.95-111
A Review on Higher Education In India and Viewpoint on Its Challenges and Opportunities
Dr.Partha Biswas, Assistant Professor, Dhruba Chand Halder College, Dakshin Barasat, West Bengal, India.
DOI : 10.17605/OSF.IO/ECZ5T
Higher education system of India ranked third in the world after China and USA in terms of student enrolment. Since independence it has seen stupendous growth in the number of Colleges, Universities and Institutions. After 1950, Indian Government has established different organization to promote infrastructure, quality, and transparency in management in higher education system. Establishment of All India Council for Technical Education (AICTE) in 1945, University Grants Commission (UGC) in 1956, Education Commission in 1966 are few examples of the above-mentioned fact. The national education policy introduced in 1986 has given a direction to the higher education in our country. After that, several changes have been incorporated in the curriculum design, syllabus modeling, student evaluation processes, faculty development process which needs to be reviewed for analysis to check the present case scenario and need of improvement in higher education system. In this regard, this article is aimed to tabulate and analyse different aspect of higher education such as growth in student enrolment, number in institution, faculties, social parity etc. Further, despite growth in various numbers and investment from public funding, India has failed to reach the mark compared to the higher education system of developed country. This article tried to provide a perspective in the challenges; higher education system is facing everyday and also the opportunity that one should grab to be connected with the system. Keywords: Higher Education, India, Growth, Challenges, Opportunities.
January 25,2021
Page No.01-15
Dr. A. Ravichandran, Associate Professor, Satyawati College (Evening), (University of Delhi), Delhi, India.
DOI : 10.17605/OSF.IO/52D8X
Positive attitude of academic employee is essential for society’s development and it would happen when a faculty member is satisfied in his/her job. This paper is an effort to investigate the relationship between job satisfaction and performance of academic employees in public funded arts and science colleges in Tamil Nadu Province (TNP), India. Based on a survey conducted from 201 respondents and applying Pearson correlation test, the empirical result from the data analysis indicates clearly that the level of job satisfaction have strong and positive correlation with overall performance of faculty members. However, some of the factors in job satisfaction have not significantly related with performance of the faculty members. Considering the significant contributions of academics for the development of students, institutions, society and overall development of the country, the policy makers, and regulatory bodies should make appropriate measure to enhance the level of job satisfaction in the workplace which would lead to attract higher performing and more committed academic employees in the higher educational sector. Keywords: Job Satisfaction Level, Performance, Public Funded Institutions, and Academic Employees. .
January 25,2021
Page No.16-25
Financial Analysis of Construction Company in Kochi
Dr.Ajitha.H, Assistant Professor, BBA department, St. Albert’s College (Autonomous), Kochi, Kerala, India.
Akila Lal, Assistant Professor and HOD, St. Albert’s College (Autonomous), Kerala, India.
DOI : 10.17605/OSF.IO/YBGDZ
Construction industry plays a crucial role in shaping the economy of a nation. Construction industry in India has undergone sea changes in the last few decades. This research facilitates to examine the financial position and different financial factors of the company and helps to predict the expected future outcome using past and present performance. The main objectives of the study was to find the relation between the Expenses and Profit on Short term and Long term debt of a construction company and to identify whether the organization is under financial distress and give necessary recommendation for easing the same. It was found from the study that there exists negative correlation between short term debt and net profit, short term debt and financial cost, long term debt and net profit. There exists positive correlation between long term debt and financial cost of the company. Keywords: Construction Company, short term debt, long term debt, financial distress.
January 25,2021
Page No.26-34
Influence of Online Portals in Supporting Student Education
Dr.M.Vidya, Assistant Professor, Department of Management Science, Sri Krishna Arts and Science College, Coimbatore, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/JAUWT
The traditional higher education system is mere an entry ticket for the white collar jobs in companies. The digital period has emerged and the basic of teaching has been shifted to online learning platforms with classrooms on mobile. Online courses have facilitated the students working in full time and obtaining degree in online. The Massive Open Online Courses (MOOC) supported to make a smart study within a minimum span of time with instant knowledge replacing the traditional classrooms and institutional infrastructures. Online portals seals to be a vital aspect of Educational Revolution. MOOC’s include certain credit point to specific programmes which grab the attention of the students. It is a global platform that provides education to international or diverse audience. Different courses, flexible timings, quality and timely follow up created the student to opt courses online. This study helps to assess the impact of MOOC’s on Higher Education targeting the students of different colleges through survey in Coimbatore district. The study discusses the opinion of the respondents towards the basic details courses offered, contents, quality of the course, types of assignments, the rankings, the job opportunities after the course, factors that favours and those that hinders the individual to study online and offline (traditional). A well designed schedule is framed after reviewing the literature and convenience sampling was used and applications of different tools know the level of correlation and association between the variables.Key words – MOOC, infrastructure, traditional system.
January 25,2021
Page No.35-45
Meghana C, Research Scholar, Dayananda Sagar University, Bengaluru, Karnataka, India
Ashwini Basavaraju, Research Scholar, Dayananda Sagar University, Bengaluru, Karnataka, India.
Rashmi S, Research Scholar, Dayananda Sagar University, Bengaluru, Karnataka, India
DOI : 10.17605/OSF.IO/3TYHP
CSR activities and donation-based Crowdfunding is emerging trends and generates financial needs. In simple both are the same coin with different faces which generates financial funds to achieve the target at a specified time towards the social and economic welfare of the society through raising the funds through the Indian based platforms is more competitive and challenging. CSR will create a wide range of opportunities to generate funds through the large number across the country using crowdfunding as sources in another way, crowdfunding can be used to create a micro fund many personal and social causes and different activities with a company’s CSR goals. The study aims at knowing the relationship among fundraisers through a donation-based model in crowdfunding using Indian based platforms that have the potential to become CSR activities. Lesser the minimum contribution more the success rate, so it is advisable to minimize the minimum contribution level so many contributors can contribute towards the campaigns. It can helps the needy people which as social and economic impact towards the Indian economy.Keywords: Contribution, Donation-Based Crowdfunding, Indian platforms, personal and social causes .
January 25,2021
Page No.46-56
A Study on Influence of Digital Marketing on Customer Purchase Decision In Chennai
Dr. N. Panchanatham, Vice – Chancellor, Tamil Nadu Teachers Education University, Chennai, Tamil Nadu, India
RM. Sivagama Sundari, Assistant Professor & Research Scholar, Meenakshi College of Engineering, Chennai, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/B8VD2
Digital marketing is used in order to reach the desired target market via some of the following channels like social media, websites, multimedia advertising, online search engine advertisement, E-marketing, interactive marketing. The aim of the study is to identify the various factors of digital marketing influencing the customer purchase decision and the impact of digital marketing on customer purchase decisions. The study is carried out through survey from 204 respondents. The study is analysed using various statistical tools such as chi-Squared test, Correlation, two-way annova. The findings revealed that the purchase decisions are influenced by the information and advertisements given in digital marketing. The study is conducted in a particular geographical region within Chennai city and this can be considered as a limitation to evaluate the purchase decision of all customers of various geographical regions. As the world is moving towards the digital era, digital marketing plays an important role in increasing the sales of products and services. So the current study made an endeavour to understand the influences of digital marketing on customer purchase decisions. This study will be very helpful for the companies to understand the importance of digital marketing with respect to the customer purchase decisions.Key Words: Digital Marketing, Consumers Purchase decision, digital channel, digital media.
March 25,2021
Page No.57-65
Visitor’s Satisfaction at Heritage Museums in Kerala
Dr. Ambily C R, Assistant Professor & HoD, Department of Commerce, St. Stephen’s College, Pathanapuram.
Dr. Madhusoodanan Kartha N V, Assistant Professor, PG & Research Department of Commerce, Panampilly Memorial Government College, Chalakudy
DOI : 10.17605/OSF.IO/32UVE
Present day concerns over the disconnection with the past affect people’s sense of security and identity. By developing a collective longing for the past is inevitable for the people to consolidate a sense of security and belonging. Here comes the role of heritage as an ‘island of security’ that people can depend and enjoy to amidst the economic crisis of contemporary society. There must be close cooperation between museums and tourism in order to encourage and enhance national and local economies. Traditional museums focused mainly on collecting and conserving essential educational repositories but contemporary museums have diversified their social and cultural functions and remit services and also broaden their collections. Museum visitors now expect to achieve a quality experience rather than mere education, exhibitions and display but also in the form of interpretation and other services including catering and retailing in museums. The present study examines the visitor’s satisfaction on various facilities and services at the museums and it also examined the difficulties of them during their visit to the museums.Key Words: Heritage museums. Museums, Tourism..
March 23,2021
Page No.66-79
Impact of Fair Value Measurement on Profitability of Nifty Refinery CPSEs During 2011-12 To
2018-19
Dr. K. Savita, Associate Professor, BEL First Grade College, Bangalore, Karnataka, India.
V. Usha Kiran, Department of Commerce, Osmania University, Hyderabad, India
DOI : 10.17605/OSF.IO/EZQ6C
Globalization has brought in changes in reporting of financial statements world-wide. World has become a global village. International Financial Reporting Standards (IFRS) are adopted for better understanding of trade and commerce. To be in tune with the international financial reporting system India has made it mandatory to follow IFRS with effect from accounting year 1st April, 2016. Fair Vale Measurement is applied as IFRS 13/IND AS 113 where in the fair value is considered as which would be received on sale of an asset or transfer of a liability in an orderly transaction at the measurement date . Nifty companies were considered for implementation of IFRS in the first phase by converting their balance sheet as on 1st April, 2011 under Group - A . The present paper is an attempt to study the changes in reporting of financial statements and its impact on profitability of Nifty refinery Central Public Sector Enterprises (CPSEs).Key Words: IFRS, Nifty, Refinery, CPSEs.
March 25,2021
Page No.80-90
Dr. S. Sankara Muthu Kumar, Assistant Professor, Commercial Studies Division, Bahrain Training Institute, Ministry of Education, Kingdom of Bahrain
DOI : 10.17605/OSF.IO/7YC3B
Domestic violence against women prevails across globe due to many social, cultural, economic, and psychological factors. The present attempts to rank the countries based on the women’s opinion about their husbands’ justification in beating them for variety of domestic reasons. This study also attempts to gauge the relationship between socio-economic factors and women’s perception on domestic violence. The results of the study shows that African women perceive that their husbands are justified in beating them when they burn the food, refuses sex, argues, goes out without telling and neglects the children. In the country ranking, almost 6 - 7 African countries are on top 10 countries where women accept their husband’s beating. The study also revealed that the socio-economic factors such as GDP percapita, gross savings as % of GDP and contributing female family workers as % of female employment are negatively correlated with the women’ perception on domestic violence. Key Words: Domestic Violence, Socioeconomic Factors, Physical Abuse .
March 25,2021
Page No.91-103
Corporate Social Responsibility of BHEL In Tiruchirappalli District.
Dr. S. Savarimuthu, Assistant Professor in Commerce, National College, Tiruchirappalli, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/5RK89
Corporate Social Responsibility (CSR) does not have a typically recounted definition; the center of the idea despite the fact that, is prepared around the conviction that corporations have an attention of certain expectancies closer to society and the people from whom they infer their prosperity. In nations, as an instance, India, in which economic reconciliation and social consideration are fundamental powers that power most people towards improvement and advancement CSR has gotten a important and powerful India became the number one country in the world to force a legal commitment of CSR for organizations assembly certain measures. According to Section one hundred thirty five of the Companies Act, businesses with a complete assets of INR 5 Bn ($ 70 Mn) or more, or a yearly turnover of INR 10 Bn ($ 140 Mn) or extra, or net gain of INR 50 Mn ($) at least 699,125, to burn thru percentage of their regular net benefits of 3 years This association makes India the primary nation on the planet that makes each the spending and detailing of CSR commitments obligatory. Moreover, the Companies Act and resulting adjustments have prolonged and defined sporting events for which the 2 percent subsidizing can be utilized. The Government of India has clarified that CSR spending isn't always proper motive or easy gifts without a key benefits. Actually, there has been a practical exertion to characterize expansive areas (Schedule VII of the Companies Act 2013) below which the subsidizing may be diverted, alongside these traces manifestly. Key Words: CSR, CSR funding, corporate implications, COVID-19.
March 25,2021
Page No.104-113
Difficulties Faced By The Urban And Rural Customers In Banking Services
Dr. Sachin Rajendra Suryawanshi, Assistant Professor, Department of Commerce, Dhananjayrao Gadgil College of Commerce, Satara, Maharashtra, India.
DOI : 10.17605/OSF.IO/96JVX
Banking is the lifeline of an Indian economy. Banking system is one of the backbone of the economy and best banking services in turn has become the tools of banking activities. The predicament of the banks in the developed countries owing to excessive leverage and lax regulatory system has time and again been compared with somewhat unscathed Indian Banking Sector. An attempt has been made to understand the general sentiment with regards to the performance, the challenges and the opportunities ahead for the Indian Banking Sector. E-banking which was playing a supportive role in banking, has come to the forefront with the ever-increasing challenges and requirements. E-banking to start with was a business enabler and now has become a business driver. The present study is based on both primary and secondary data in nature.. For this study 80 sample have been collected from Satara district of Rajastan areas only. Descriptive as well as Anova test have been used for data analysis and interpretation. This study is concluded that, Most of urban as well as rural customers are facing major banking problems in to use the different services on debit car4d, credit card, digital banking, mobile banking, fund transfer, etc of banking due to less of knowledge, outdated technology, no of proper training, technical bottlenecks, no electronically, less personal efficiency etc Therefore, it is recommended that banking sector should initiate the steps to create more awareness towards the uses of banking at grass root level. The banks should follow easy steps to install various types of softwares on different electronic gadgets as the exploration of baking will open more vistas for banking sector and different segment of customers an get benefits of this new age essential -financial banking services.Keywords: Banking Services, Urban & Rural Customers, Digital Banking, Mobile Banking.
October 17,2020
Page No.01-08
Prabaharan.N, Full Time Research Scholar, PG & Research Department of Commerce, Pasumpon Muthuramalinga Thevar College, Sankarankovil, Tenkasi, Tamil Nadu, India.
DOI : 17605/OSF.IO/3DBZX
Entrepreneurship is the establishment of new-fangled venture particularly little ventures in order to appear the innovative ideas of the entrepreneurs. The growth otherwise establishment of small enterprises is the specific involvement of entrepreneurship in every economy of the world. Entrepreneurship firms contributed a big distribute of new jobs. It provides entry-level jobs so indispensable pelt training or gaining experience for unskilled workers. The small enterprises are the only sector that generates a great portion of total employment every year. State Bank of India is one of the largest funders of startups in India, providing funding to thousands of startups each year.SBI offers various loan to self-employed and businessmen intended for financing the expansion or working capital requirements of their business. This paper analysis this role of State Bank of India in new entrepreneur (both men and women) and examine the level of customer awareness towards SBI Business Loans in Srivilliputhur taluk Key.
October 30,2020
Page No.09-16
Impact of Covid-19 in Different Perspectives
Dr. V. Darling Selvi, Assistant Professor of Commerce, Research Department of Commerce, Rani Anna Government College for women, Tirunelveli, Tamil Nadu, India
D. Kalarani Full-time Research Scholar, Research Department of Commerce, Rani Anna Government College for Women Tirunelveli, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/AGHZP
COVID-19 is a highly infectious respiratory disease caused by a new coronavirus. The disease was discovered in China in December 2019 and has since spread around the world. COVID is short for coronavirus disease. The number 19 refers to the fact that the disease was first detected in 2019.The technical name of the virus that causes COVID-19 is severe acute respiratory syndrome coronavirus 2, abbreviated as SARS-CoV-2. A sample of one hundred and thirty-eight persons was taken for study and the various Effect were evaluated with the help of a questionnaire. The tools used for analyses is SPSS version-20 software, for the interpretation of data. The study has been conducted among 138 sample respondents who are residing at Tirunelveli District. The data were processed and analysed through SPSS and the statistical tools applied here are ANOVA test and t test. It is noted from the analysis that the impact is apparent on the basis of residential status and not on the basis of gender and occupation. This may be due to the immobility of the people due to lockdown formalities and regularities. Among the chosen factors, though the COVID 19 affect people in different forms, Financial Impact is highly felt and the attainment of basic needs is not a big concern as far as the sample group is concerned. Hence finding and getting means and ways of improving employment opportunities will help the people to get rid of the financial difficulties. Keywords: Covid-19, Financial, Gender, Impact, Individual, Occupation, Residential.
October 30,2020
Page No.17-34
How Climate Change Affects the Livelihood of Rural Households? An Exploratory Study.
Dr.R.Dayanandan, Professor, College of Business & Economics Hawassa University, Hawassa, SNNPR, Ethiopia
DOI : 10.17605/OSF.IO/S7XN8
Ethiopia is one of the least developed countries in the world and affected by climatic extremes such as floods and droughts. Such events are having a negative impact on livelihoods, especially poor. The main focus of this paper is to assess the effects of climate change on rural households’ livelihood particularly to assess the pattern of rainfall and temperature for three decades, to identify the factors determine the livelihood and to assess the coping strategies used by rural households. To achieve the objectives, relevant data were collected from 100 rural households from three sample villages identified through stratified sampling technique based on the agro-ecologic condition. The collected data were analysed using descriptive and inferential statistics through SPSS (version 23). The findings reveal that some elements of climate (temperature and rainfall) show inter annual and seasonal variability with increasing trend. The main source of income of the respondents is rain fed agriculture (62%) which is being adversely affected by unpredictable and decreasing rainfall, flood and high temperature etc. Al so women, children, elders, poor and landless were most vulnerable to the climate change. In response to this, farmers are practicing long aged coping mechanisms and adaptation strategies along with government interventions. It is recommended that increasing awareness among farmers on method of using agricultural technologies, restoring the degraded land, facilitating access to credit, diversifying source of income, building the capacity of farmers & encouraging community based adaptation strategies as the main livelihood enhancement approaches. Key words: Climate change, Livelihood, Coping mechanisms, Adaptation strategies.
October 30,2020
Page No.35-47
A Study on Impact of Covid-19 on Individual Investor Perception and Decision Making.
Vaishali Khandelwal, Research Scholar Faculty of Management Studies, MLSU, Udaipur
DOI : 10.17605/OSF.IO/7C89B
Nowadays Corona virus issues have become major concerns for the entire world and it is being discussed at the national, international level widely. Almost every nation and their economies have affected very harshly by this. The outbreak of the pandemic named Corona Virus has emerged as the most unpleasant and unpredicted shock for Indian economy also. The economy of India was already struggling to do better when Covid-19 struck it. The regularly deteriorating condition of the country called a nationwide lockdown of 21 days which was even increased till 3rd of May. This decision has hurt every aspect of the economy from disrupting manufacturing to demand supply curve, from dismissing transportations to customers in the markets. The financial market of the country is disturbed highly by this and it has also affected the investor’s sentiments. The situation caused by Covid-19 has impacted the way of making decisions by the Investors regarding their investments at least for the short term as no one is untouched by corona as of now. In this paper the researcher will discuss the changes came into Investor’s behavior due to Covid-19. The study will try to understand the sudden became perception of the investors and their practices in order to protect their investments. The research also investigates the level of awareness among investors regarding various investment options and the current status with the help of a structured questionnaire. Investor’s attitudes and preferences tried to be studied. Keywords: Covid-19, Economy, Investor attitude, Investment Decisions..
November 25,2020
Page No.48-62
Dr. Abdul Basheer Ahamad Beg, Assistant Professor, NRI Institute of Technology, Medikondur, Guntur, Andhra Pradesh India
DOI : 10.17605/OSF.IO/3DBZX
Micro, small, and medium-sized enterprises (MSMEs) have gained increased attention in India in recent times, considering their strategic importance to the economy and the country. MSMEs play an important role in generating employment—48.8 million MSMEs in the country provide employment to 111.4 million people. MSMEs in the manufacturing sector alone produce more than 6,000 products and contribute 7.7% of the GDP of the country. Similarly, MSMEs in the services sector contribute 27.4% of the country’s GDP. In spite of their contribution, MSMEs in India face several challenges. Finally, studies on MSMEs have identified the importance of the availability of sources of finance and the accessibility to these sources as the most crucial factors to promote growth of MSMEs in developing economies. Without any dispute we may consider that MSME are one of the key drivers behind the high growth rate of Indian economy. As the current global economic development rate is 3.40% to 3.80% whereas the India’s growth rate is considered to be 7.80% (Department of Commerce; Gov of India). Though this sector is flourishing till the date the banks are lending only 16% to the MSME sector in India. It is required to understand much about the existing financial barriers to the MSMEs. Hence, this research thrown a light to understand the basic financial problems of the Indian MSME sectors. Furthermore, the study also focused to know the MSME entrepreneurs perceptions towards the various challenges faced by them while availing the finance facility from the different organizations. Key words: MSMEs, GDP, Economy, High cost credit, NBFCs..
November 25,2020
Page No.63-72
Dr.R.Kavitha, Assistant Professor, Department of Commerce, Periyar University, Salem, Tamil Nadu, India
R.Rajeswari, Research Scholar, Department of Commerce, Periyar University, Salem, Tamil Nadu, India
DOI : 10.17605/OSF.IO/EW5QN
Mobile wallets have changed the landscape of cashless payments in India; it has penetrated every payment transaction in daily, day to day life. Food allowance space was the one area where it is digitalized through the introduction Food wallets after RBI mandate to move into digital platform. Food wallet benefits the tax paying consumer by exempting the food allowance paid by the companies. Food wallets companies has moved into B2B space by tying-up with the corporates company offering complete digital platform to transfer the food allowance money and payments for the foods in the cafeterias and restaurants there by improving the employee satisfaction and moving away from hazels of paper coupon’s. Though adoption rate of food wallets are moving at rapid speed, there are many problems faced by the consumer using the new platform and this paper mainly analyses the problems and suggests the possible suggestions to improve the adoption. This paper has used the frequency distribution method and Friedman Test factor analysis to find the out the most import factor that causes the problem to the consumer using food wallet. Primary data was collected from 52 respondents and data was analysed and concluded. This paper suggests the possible solutions to Government and Food wallets providers to improve the adoption of food wallets and making policy decisions in the food allowance space. Keywords: Mobile wallet, food wallet, Perceived problems, Food allowance space..
November 25,2020
Page No.73-85
Prashanth Kumar C.P, Assistant Professor, Department of Commerce, East West College of Management,Bangalore, Karnataka, India.
Santhosh.V, Assistant Professor, Department of Commerce, Kristu Jayanti College,Narayanapura, Bangalore. Karnataka, India.
DOI : 10.17605/OSF.IO/5F6RG
Education is plays a vital role in development of nation. Corona Virus which leads to take online classes during lockdown period. According to UGC instructions all universities and colleges are initiated to take online class during lookdown period. The present study is focus on impact of covid-19 pandemic period on teaching fraternity – with reference to online teaching. The present study is an analytical research, its objectives are, to know the effectiveness of online class, to understand the use of technological aids by faculty fraternity, students interaction and performance evaluation in online class, income level and lifestyle of teaching fraternity during lockdown period, to know impact of COVID-19 on students examination and management status. The data was collected from 30 respondents by asking structured open-ended questionnaires, Chi-Square statistical tool are used for data analysis. The questionnaires focused on family, designation, qualification, experience, income level of respondents. To reduce constraints of online teaching, presently number of online programme is nursing will continue with orientation programme for instructors transitioning into an online role. Number of mobile applications available to teach students in online, faculty members can conduct test and internals by objective type questions. The study concludes presently online teaching is become new trends in education fields and it’s having both advantages and disadvantages. Keywords: - COVID-19, Pandemic Period, Lockdown, Online Teaching, Teaching Fraternity, Teaching Aids..
November 25,2020
Page No.86-93
Impact of Stress and Time Management on Academic Research and Development
Dr. Yajnya D Nayak, Assistant Professor, Dept. of Commerce, Khallikote Autonomous College Berhampur, Odisha, India
Dr. Manas R Misra,Assistant Professor, Dept. of English, Gopalpur College, Berhampur, Ganjam,Odisha, India.
Aditya Prasad Sahoo,Research Scholar, KIIT University
DOI : 10.17605/OSF.IO/TGAW4
Education is plays a vital role in development of nation. Corona Virus which leads to take online classes during lockdown period. According to UGC instructions all universities and colleges are initiated to take online class during lookdown period. The present study is focus on impact of covid-19 pandemic period on teaching fraternity – with reference to online teaching. The present study is an analytical research, its objectives are, to know the effectiveness of online class, to understand the use of technological aids by faculty fraternity, students interaction and performance evaluation in online class, income level and lifestyle of teaching fraternity during lockdown period, to know impact of COVID-19 on students examination and management status. The data was collected from 30 respondents by asking structured open-ended questionnaires, Chi-Square statistical tool are used for data analysis. The questionnaires focused on family, designation, qualification, experience, income level of respondents. To reduce constraints of online teaching, presently number of online programme is nursing will continue with orientation programme for instructors transitioning into an online role. Number of mobile applications available to teach students in online, faculty members can conduct test and internals by objective type questions. The study concludes presently online teaching is become new trends in education fields and it’s having both advantages and disadvantages. Keywords: - COVID-19, Pandemic Period, Lockdown, Online Teaching, Teaching Fraternity, Teaching Aids..
November 25,2020
Page No.94-99
Customer Preferences Towards Store Brands Purchase In Madurai City
Dr. K. Jeyakodi, Associate Professor and Head (Research Guide), Department of Commerce, Saraswathi Narayanan College, Madurai, Tamil Nadu, India
Deisy, Assistant Professor (Research Scholar), Department of Commerce, PasumponMuthuramalingaThevar College, Usilampatti, Madurai, Tamil Nadu, India
DOI : 10.17605/OSF.IO/SQE2J
In India, initially, most of the retailing industries were unorganized, however, with the change of tastes and preferences of the customers, these industries have gained thrust and are getting more popular and organized now-a-days. Customers taste and preference bring present retailing format in India like departmental stores, malls, supermarkets and speciality stores. Accordingly, the study has been made to know the customers’ preference towards departmental stores. Data for the study have been collected through issuing well-structured questionnaire to 150 customers in Madurai city by adopting convenience sampling technique. To analyse the data, Simple Percentage, Weighted Average and Garrett Ranking have been used. The result of the study indicates that majority of the customers visit department store with their family members to purchase and also compares price with other stores before making purchase. The study reveals that Shri Kannan Departmental Store is most preferred store in Madurai city. Well-located stores, good quality, accurate quantity, adequate number of sales persons, availability of trolley, free home delivery, credit card facility, wider choice of products, availability of seasonal goods and the like are some of the factors considered while selecting a departmental store. Keywords: Customers Preference, Shopping Behaviour, Departmental stores, Supermarket, Retailing Business..
November 25,2020
Page No.100-114
Dr. S. KulothungaPandian, Assistant Professor, Dept. of Commerce, SriKaliswari College (Autonomous),Sivakasi, Tamil Nadu, India
DOI : 10.17605/OSF.IO/P4JBN
The present study provides a comparative analysis of the performance of merged nationalized banks in India pre- and post-merger between the time period 2000 to 2010 on different parameters like net profit ratio, return on equity, return on assets, earnings per share, and profit per employee. The banks considered for the study included Bank of Baroda, State Bank of India, and IDBI Bank. With the help of paired t-test, it was found that there was a negative impact of the merger on net profit ratio, return on equity, and return on assets, while there was a positive impact of the merger on earnings per share, and profit per employee. Keywords: Banking Industry, Nationalized Commercial Banks, Merger, Long-term Profitability, Financial Performance.
November 25,2020
Page No.115-126
Management of Environmental Catastrophe for Tourism Business in Coastal Odisha, India
Dr. Soumendra Nath Biswas, Assistant Professor (Senior Scale),Indian Institute of Tourism and Travel Management, (An Autonomous Organisation of Ministry Tourism, Govt. of India), Dumduma, Bhubaneswar, Odisha, India
DOI : 10.17605/OSF.IO/4968R
Efforts have been made in this study to examine the various types of environmental catastrophe and their effect on Tourism Business in Odisha that affects Tourist movement and socio-economic life of the Local communities. This article begins with the meaning and importance of Natural disaster and its impact on the Tourism business, local societies and environment of the Tourism zone of Odisha. Key issue of this paper is to find out various natural catastrophes which are having devastating effect in the Tourism destination within the study area. Education, communication, awareness, Preparedness, emergency planning, disaster mitigation and tourism are the key area of discussion in this article. Role of the government and local communities are also highlighted here. This paper highlights the urgent need for attention on tourism disaster planning, reduction and preparedness. Keywords: Environmental catastrophe, disaster management, hazards, disaster mitigation, preparedness, coastal tourism, sustainability, cyclone, erosion..
November 25,2020
Page No.127-147
Dr. Suraj. E. S, Associate Professor, Department of Management Studies, Naipunnya Business School, Pongam, Kerala, India. ParthThakkar, Research Scholar, Department of Management, Christ University, Bangalore, Karnataka, India.
Nitha.K.P, Research Scholar, Department of Computer Science and Engineering, Avinashilingam Institute of Home Science & Higher Education for Women, Coimbatore, Tamil Nadu, India
DOI : 10.17605/OSF.IO/JE9AY
The paper fᴏcused ᴏn the impact ᴏf macrᴏ-ecᴏnᴏmic variables and its impact ᴏn various currencies by cᴏmparing the macrᴏ-ecᴏnᴏmic variables ᴏf develᴏping and develᴏpedcᴏuntries. The developing cᴏuntries used fᴏr analysis are India&Singapᴏre, US and China as develᴏpedcᴏuntries also. In develᴏpingCᴏuntries that is India and Singapᴏre, the mᴏst impactful variable was Current Accᴏunt Balance which was fᴏllᴏwed by fᴏreign direct investment determining the volatility of exchange rate. China had successfully managed tᴏ manage the exchange rate with a vᴏlatility ᴏf just 3.03 ᴏver last 20 years due to the strength in the merchandise exports. In India,inflatiᴏn had alsᴏ shᴏwn substantial significance in the vᴏlatility in exchange rate. Develᴏpingcᴏuntriesshould fᴏcus much mᴏre ᴏn bringing FDI intᴏ the cᴏuntry and alsᴏ fᴏcus ᴏn ᴏtherfactᴏrs tᴏ ensure the ecᴏnᴏmicgrᴏwth ᴏf the cᴏuntry. It was concluded that macro economic variableswere successful in explaining the vᴏlatilitymᴏvements in the exchange rate at significance level. Keywords: Current account balance, Exchange rate volatility, Foreign Direct Investment.
November 25,2020
Page No.148- 161
Corporate Social Responsibility Initiatives at Bharat Electronics Limited– An Empirical Analysis
Dr.Eshwarappa.M, Faculty, Department of Commerce and Management Maharani Women’s Art’s Commerce and Management College, Bangalore, Karnataka, India.
Dr.Chandana H.S, Faculty, Department of Commerce and Management, Maharani Women’s Art’s,Commerce and Management College, Bangalore, Karnataka, India
DOI : 10.17605/OSF.IO/RYMU2
In the hue and cry of LPG policy of 1991, Companies were only focused toward profit maximization which led to social backwash. To overcome this fashion CSR play an important role in sustainable development which is possible only when there is a balance between profit and lowering social backwash or eradicating it. The importance of CSR is increasing in Indian corporate scenario because organizations have realized that ultimate goal is not profit making besides this trust building is viable and assert able with societal relationship. This research article highlights the essence of implementing various CSR initiatives by the public sector company, Bharath Electronics Limited, Bangalore-Karnataka, as a mandatory requirement from 1st April 2014 under schedule VII of the amended companies Act, 2013. The descriptive, survey and case analysis methods have been applied with a sample of 100 respondents. Judgmental and stratified sampling techniques are used to collect the data through the research instruments like structured questionnaires, schedules and personal interviews. After reviewing the previous studies and review of literatures the research gap is identified that there is huge gap in implementation of CSR initiatives between public sector companies and private sector companies under the study.The collected data have been analyzed with the help of statistical tools and techniques- averages and percentages. Wherever necessary the data were presented with the help of tables, charts and diagrams. The findings were made based on the analysis and interpretation of data, conclusion has been drawn and qualitative suggestions have been given. BEL, Bangalore has been doing social activities at the time of its inception, not after the establishment of Companies Amendment Act 2013. This shows that the sample company is financially sound and strong. Findings clearly indicates that, BEL Bangalore has achieved 3/4th of its initiates have been successfully completed as per its strategic operations and yielded the expected results under CSR mission. Key Words: CSR, Social Asset, Social Cost, Social benefits, Schedule VII of the Amended Companies Act of 2013.
November 25,2020
Page No.162- 170
Pravat Sahoo, Assistant Professor, P.G. Dept. of Commerce, Khallikote (Autonomous) College, Berhampur, Odisha, India
DOI : 10.17605/OSF.IO/NDU3B
Banks are maintaining a special cell for redressal of consumer grievances by adopting different means. Despites of all these efforts put in by banks (both public and private sector), a large number of customer complaints remain unaddressed. Reserve Bank of India, the apex bank of India came forward with Bank Ombudsman Scheme (BOS) in the year 1995 to address the grievances of bank customers in the country. This scheme was introduced as a provision of Section 35 of the Banking Regulation Act, 1949 by the central bank of India (RBI). The primary objective of this scheme is to ensure effective grievance redressal of customers of different banks on continuous basis. Office of the Bank Ombudsman was established by RBI to receive grievances from customers and taking all necessary steps possible to redress those at the earliest in a transparent manner. It can be seen as an effective mechanism for customer grievances redressal in the banking sector. The primary objective of the study is to evaluate Bank Ombudsman Scheme as the Customer Grievance Redressal mechanism for the customers of banks operated in India. The study was largely dependent on secondary sources of data collected from several sources i.e. Annual reports of RBI, BOS, different research journals, magazines and internet sources. Data so collected were compiled and presented in tabular form for an effective presentation. Trend and progress of this Scheme indicates significant volume of growth and improvement over the last few years. Still there are some areas which require further attention especially awareness and understanding of general people (Bank Customers) about the BO scheme and its provisions. As the apex bank and controlling authority, RBI has to take some arduous steps towards developing and strengthening the Customer Grievances Redressal Mechanism for bank customers in India. Keywords: BOS, Customer, Grievance, Bank Ombudsman, OBO, CG, RBI..
December 28,2020
Page No.171-187
Psychological State of Bank Employees Providing Essential Services During Covid-19 Pandemic
Dr. Dinesh Kumar, Assistant General Manager (HRM) & Zonal HR Head, Bank of Baroda, India.
Prof J. Mahapatra, Vice Chancellor, AIPH University, Bhunaeshwar, India.
Divyanshu Singh, Research Scholar, Lucknow University, Uttar Pradesh, India
DOI : 10.17605/OSF.IO/CHBFS
To prevent the spread of COVID-19 the Government of India imposed lock down resulting into number of physical restrictions. But to keep the life of citizens’ smooth, several services including banking were declared as essential services. The Government released various welfare funds through banks causing fear among employees due to probability of getting infection from customers who turned up into several hundred for banking. Providing services during lock down mounted a serious physical and psychological challenge before Bank employees. This study is carried out to explore psychological state of their mind while providing banking services under threat of COVID-19.The result showed that though negative emotions like fear, anxiety, depression etc. has increased, opportunity to help the people has also developed positive emotions which motivated employees to provide customer service at the time of distress. The management need to go beyond their routine support to enable them to continue to provide the customer service with pride and help the nation like any other corona warriors.Key words: COVID-19 (Corona virus disease- 19), lock-down, emotions; cognitive assessment, discrimination, quarantine, PPE (Personal Protective Equipment), SARS-2003, WHO (World Health Organization).
December 28,2020
Page No.188-196
Arputha Arockiaraj .V, PGDM Graduate, SCMS Cochin School of Business, University in Kochi, Kerala, India.
Dr. Lishin. MJ, Associate Professor, SCMS Cochin School of Business, Kerala, India
DOI : 10.17605/OSF.IO/Z5M2C
In the 21st century, organizations are playing hard to retain their employees. Unlike earlier century, the employees shift from one workplace to another, wherever they feel comfort and patronage. Affective commitment of the employees becomes a debatable title in the minds of Human Resources recruiters and trainers, because of their bulky investment in the employees. This article presents the relationship between different workplace variables and affective commitment of the employees and the impact of them on the affective commitment of the employees. The results of this article clearly, indicate that employees’ perceptions of their work environment have a greater impact on the affective commitment of the employees, than any other workplace variables. Keywords: Affective Commitment, Workplace Variables, Employee’s Perceptions.
December 28,2020
Page No.197-201
Effectiveness of Traditional Vs Modern Media on Advertising in Rural Area
Anjana Devi.S, Research scholar, SD College Alappuzha, University of Kerala, Kerala, India.
DOI : 10.17605/OSF.IO/4FH7J
Efforts have been made in this study to examine the various types of environmental catastrophe and their effect on Tourism Business in Odisha that affects Tourist movement and socio-economic life of the Local communities. This article begins with the meaning and importance of Natural disaster and its impact on the Tourism business, local societies and environment of the Tourism zone of Odisha. Key issue of this paper is to find out various natural catastrophes which are having devastating effect in the Tourism destination within the study area. Education, communication, awareness, Preparedness, emergency planning, disaster mitigation and tourism are the key area of discussion in this article. Role of the government and local communities are also highlighted here. This paper highlights the urgent need for attention on tourism disaster planning, reduction and preparedness.Keywords: Environmental catastrophe, disaster management, hazards, disaster mitigation, preparedness, coastal tourism, sustainability, cyclone, erosion..
December 28,2020
Page No.202-209
A Study about Customers’ Perception Towards online Shopping - A Deeper Insight
S. Lakshmi Priya, Research Scholar, Department of Studies & Research in Commerce, Mother Teresa University, Kodaikanal, Tamil Nadu, India.
Dr. J. Mary Suganthi Bai,Head & Associate Professor, PG & Research Centre of Commerce, Jayaraj Annapackiam College for women, Periakulum, Tamilnadu, India
DOI : 10.17605/OSF.IO/WNM2A
The World has shrunk to the size of a small ball with advancements in technology. With this, the way a common man does his routine work has changed a lot. And with internet being on finger tips, we depend on it for every small till large deals, online shopping being no exception to it. Hence in order to know how an individual’s choice changes with the level of satisfaction and what causes such dissatisfaction is what the core of this study. The research was conducted on the sample of 131 respondents, wherein a questionnaire was issued to them. The collected data was analysed with implementation of statistical tools like pie and bar charts, also the WAS. Finally it was revealed that level of satisfaction was high due to its convenience to shop anytime and for dissatisfaction reason being lesser privacy to financial information. It was also revealed that respondents had faced instances of poor product quality and other related issues, resulting in wrong perception towards the same.Keywords: - Customers’ Perception, Online shopping, Problems..
Sep 1, 2020
A study of Government Aided Minority Educational Institutions:Provision, Protection & Perversion
Dr. B.S.Selvakumar, Assistant Professor & HOD, Department of Political Science, Voorhees College,Vellore.
DOI : 10.46528/PIJCMR.2020.V08I02.392-407
The Rights to Education is a Human Rights and is provided as a fundamental rightinArticle -21 A of the Indian Constitution. The right to Education Act of Parliament of India enacted on 4 august 2009, underlines the right to free and compulsory education to every child between the ages of 6 to 14 years. The State as such has the obligation to provide Education. As Government alone cannot bear the burden of Education the voluntary sector is profitably associated in the task of educating the masses. Article 30 provides of the Indian Constitution provides that the minority community, the right to establish and administer educational Institutions of its choice. In this context the Minority Institutionshave been playing a significant role.Nevertheless, Over the years the Minority Educational Institutions, especially Aided minority Educational Institutions have undergone an obivious change in their objective and management. Thus, perversion is observed and the higher judiciary namely the High Courts and Supreme Courts have been resorted to provide the anti-dote through their judgments in relevant cases. These Judgments regulate and affirm the Minority Institutions obligations Key Words: Human Rights, Constitution, Education, Minority Institution, Judiciary, Perversion.
Sep 16, 2020
Comparative Analysis of MGNREGA Performance of Karnataka and Tamil Nadu
Dr. Siddappa Assistant Professor, Department of Studies in Commerce Vijayanagara Sri Krishnadevaraya University, Ballari, Karnataka
DOI : 10.17605/OSF.IO/3UFK4
India is the land of villages and that villages are depending on agriculture for their daily bread. Agriculture alone cannot provide job in all the seasons, even it provides sometimes they cannot get proper reward for their hard sweat. It leads increase in poverty and unemployment and these problems impact on the standard of living of people and future of the farmers’ children. In order to provide the social security to the rural Indians the Government of India was introduced Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) in 2005. Now in all the states and Union Territories of India Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) has been implemented to provide social security. Through this study an effort has been made to compare the performance of MGNREGA between Karnataka and Tamil Nadu states. Key Words: Highlights, Progress of MGNREGA, Works under MGNREGA, Financial Progress.
Sep 16, 2020
Normality of Stock return distribution in the BRICS
Dr. Venkatesh. R, Professor, CIMS, Bangalore & Dr. Rajesha. S , Associate Professor, CIMS, Bangalore
DOI : 10.17605/OSF.IO/KET2W
Computerized performance monitoring system (CPM), is a software system, which keeps track of performance of an employee. It is capable of keeping track of work assigned, counting the number of work units completed by employees, time taken, recording the idle time of employees, calculated the error rate, task starting time and ending time, even employee key strike rate also can be monitored and recorded. That is the power of technology. It can track all the activities of an employee inside the company and provide feedback to all concerned authorities. This system of procuring and transmitting information of work force of an organisation in digitalized form is called as electronic human resource management. E-HRM deals and stores data with respect to selection, recruitment of employees, training, their payroll, performance appraisal of individual worker, absenteeism, periodical orientation of employees and induction into different work profiles etc. Therefore, E-HRM can be summerised as allocating human resource functions and enabling the management and employers to access these functions through intranet or other web technology routes. It is observed that electronic human resource management has grown in the recent past to a greater heights and has became more ingrained in business culture in the present scenario. These changes will become more evident, but they yet to be marked to a significant degree. Another important expression of E-HRM system is its ability to provide feedback about the performance about an employee. Key words: Electronic, Digitization of data, Human Resource, Performance tracking.
Sep 16, 2020
Normality of Stock return distribution in the BRICS
Dr Sanjeet Sharma, Assistant Professor, UCBS, Himachal Pradesh University Shimla, Himachal Pradesh, India
DOI : 10.17605/OSF.IO/36HTR
The present study has been conducted to test the normality assumption for the behaviour of market returns in the BRICS stock markets. The study has been conducted on daily market returns for the period of 1st April 2011 to 31st March 2019. The stock return normality has been examined using skewness, kurtosis, Shapiro-Wilk, Jarque-Bera and Kolmogorov-Smirnow test. The study has also made an important attempt for testing the normality assumption for market returns over the longer periods, considering specifically blocks of 5, 20, 60, and 120 consecutive market days between 2011 and 2019. Based on the analysis, it can be said that for shorter return periods the empirical distribu¬tions of all the countries departed from a normal distribu¬tion and reflected asymmetric behaviour. As far as intermediate return periods are concerned some tests rejected of the normality assumption, and others accepted. But for a lengthier period, none of the tests rejected the assumption of normality for any country. Thus, it has been observed that the behaviour of the returns approaches a normal distribution as the length of time increases. This suggests that investors should not rely on the normality of returns assumption while evaluating risk for daily market returns and shorter return periods. However, assumption normality of returns may be valid for longer return periods. Key words: BRICS, intermediate return, market returns
Sep 16, 2020
9box Grid as A HR Analytical Tool to Nurture A Dynamic Work Culture
Dr. Malathi Selvakkumar, Principal – Collegiate Education, Aachi Educational and Research Foundation, Chennai, India
DOI : 10.17605/OSF.IO/7DHQF
HR Analytics also called as people analytics/ talent analytics/ workforce analytics has come as a one-stop solution to the aid of the HR personnel, and enables them to gain meaningful insights about workforce effectiveness in nurturing a dynamic work culture. HR has now begun to don a kaleidoscopic role to match the growing trend of job seekers constantly on the lookout for potential opportunities while employed. HR thus not only induces employee engagement and loyalty, but contributing in creating a pulsating work culture. The 9 box grid is a popular talent management tool that attempts to correlate employees’ growth potential and their performance, and plot the same to categorise them on this basis. This is done in three stages and the employee categories have been explained in detail, based on their characteristics. The types of employees range from bad hires that are least desirable if they do not get aligned to the company’s culture and practices; to the star performer who has all the makings of a true leader. If he is mentored effectively, the star employee can soon take over the reins of the organisation in the near future. The employee performance largely depends on the nature of the prevalent culture that is closely monitored using this grid analysis. Key words: organisation, employee, potential, performance, culture, employee engagement, talent management
Sep 30, 2020
Digitalization Impact on Banking Sector
Ashwini Basavaraju - Research Scholar, Dayananda Sagar University,Bangalore, Karnataka, India
Rashmi.S- Research Scholar, Dayananda Sagar University, Bangalore, Karnataka, India
DOI : 10.17605/OSF.IO/YKXV2
Digital India is the most important initiative undertaken by our honourable Prime Minister Mr.Narendra Modi which has remodels India into a digitally empowered society. Digitalization is the procedure of altering information into digital method with the assistance of technology. These initiatives have changed the working pattern of banking sector. Digitalization is not a preference to finance trade, rather it is predictable as each sector has implemented and there is no exception to banking industry. So Digitalization is accepted by our banking sector and has been successfully implemented. With this journey of digitalization, the banking industry undergoes both positive and negative impact. In this study an attempt has been made to identify how the digital banking has influence on rural sector. Keywords: Digital Transformation, E-Governance, rural sector, Mobile banking, Cashless transactions.
Sep 30, 2020
Growth & Success of Social Media Marketing
Dr. Amit Verma, Assistant Professor, Department of Commerce, Kalicharan PG College, Lucknow, Uttar Pradesh, India
DOI : 10.17605/OSF.IO/B47ZH
Today Social Media is a platform used for marketing of products and services, through social media marketers can reach the customers, sell their products and finally connect to them for conveying updated information. The basic motto of the manufacturer is to make a brand image of their enterprises, enhance more prospective customers by utilizing the platform of social media. Indian market is today changing at faster pace day by day and marketers are making communication with the consumers by the means of Internet. These days in the era of COVID 19 pandemic where people are forced to stay at home due to Corona Virus and they are spending more time on social media like WhatsApp, facebook and on other social media, this advantage is taken by most of the manufacturers and they are selling their products on Internet and also their products are available on the various social media websites, this way they are making their market as a digital market rather than going for the traditional markets. In India nowadays people spend their time on social media which becomes a plus point for marketers and it is growing day by day at higher speed which changed the whole game of traditional Indian Market and it resulted in the form of online products provided by the Marketers through social media. By adopting the platform of Social Media, it becomes the way to gain a success in the Consumer Market. This paper is an attempt to focus on factors which affect the growth and success marketing of Social Media before COVID 19 pandemic. Keywords: Social Media, Marketing, Marketers, Digital Market, Customers, Internet.
Sep 30, 2020
Entrepreneurs: Achieving Sustainable Development Goal of Education Through Social Entrepreneurship
Dr. Ketan Vira, Dean & Associate Professor, GNVS Institute of Management, Sion-Koliwada, Mumbai, India.
DOI : 10.17605/OSF.IO/B47ZH
Increasing awareness towards social issues as well as the spirit of entrepreneurship has opened up multiple areas where social reforms can be seen. Further to this study Sustainable Development Goals (SDGs) adopted by India calls for the action in one area which will have an effect in all the other areas. The light of the same promoting social entrepreneurship will result in achieving these goals by 2030. The study focuses on one of the SDGs i.e. Quality education by developing a model where the social entrepreneur can play a central role in achieving inclusiveness. Keywords: Social Entrepreneurship, Edupreneurs, Education.
Sep 30, 2020
Reaction of Stock Market to Bank Merger and Acquisition Announcements in India
Dr.K.Karthikeyan, Associate Professor of Commerce, Vivekananda College, Thiruvedakam, Madurai, Tamil Nadu, India.
V.Hema, Guest Lecturer, Government Arts and Science College, Theni, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/FX9AU
The present study has intended to measure stock market relation and reaction to merger and acquisition announcements in banking sector of India. Stock market becomes instrumental and influential in all corporate events. The information contents of such market in the announcements have enforced significant impact on the shares of companies. Investors in stock market have achieved handsome return all around the globe during the past three decades as per the corporate events. The study has initiated to measure the stock market reaction to merger and acquisition announcement in the banking sector in India. Further, the study has intended to predict the strategies found in merger and acquisition announcement so as to outperform the stock market. The study is constructed with the sample of 10 banking merger in India and the banks should be listed in National Stock Exchange of India. Findings have indicated that investors achieve better gain from merger and acquisition announcement. Shareholders earned low level of return during the event window of 21 days prior to and 21 days after the merger and acquisition announcement. However, the merger and acquisition ensure returns in both pre and post merger period. During the 43-day window period, investors have earned only 2.92 percent of stock value. Investors can attain substantial ACAR of 4.18% if the shares of the acquiring bank are purchased five days prior to the announcement day. Key Words: Banks, Abnormal Returns, Cumulative Abnormal Returns, Merger and Acquisition, Pre and Post Announcement.
Sep 30, 2020
Dr.K.Krishnakumar, Associate Professor and Head, Department of Commerce, Periyar University, Salem, Tamil Nadu, India.
V. Subasini, Research Scholar (part time), Department of Commerce, Periyar University, Salem, Tamil Nadu, India.
DOI : 10.17605/OSF.IO/7DQSH
The rural market is one of the growing concepts in current scenario. It is stimulating buying pattern of village people. Gandhi’s saying village is the backbone of our country so, villages are developed all are developed that’s why FMCG to acting as a bridge between rural people as well as a rural marketing. The rural people are preferred branded products based upon our economic situations. The banking and microfinance, and self-help groups also helping the rural people in their financial background so, the rural people prefer all types of branded products and their buying pattern also entirely different from literature and illiterate people. This paper explores consumer preference and buying patterns through rural market in Villupuram district. Key words: Consumer preference, buying behavior, rural marketing, preferable goods, factors affecting consumer preference, FMCG, etc.
Sep 30, 2020
Analysis of various constructs of Employee Engagement: A Literature Review Study
Komal Bhardwaj, Research Scholar, GD Goenka University, Gurugram, India.
Dr.SumairaJan, Assistant Professor, GD Goenka University, Gurugram, India
DOI : 10.17605/OSF.IO/BP8XG
Employees are the most important resource for any organisation, the more important point is that where engaged employees are assets for an organisation while unengaged employees prove to be a burden or liability for it. So Employee Engagement is playing an important role from last 30 or more years in dealing with HR issues. The main objective is to study the concept of Employee engagement in detail and also discuss factors that are affected by engagement and that through which engagement is affected. The researcher will identify various components of Employee Engagement and its importance for the organisation. Benefits of engagement are also discussed. The methodology use by the author is qualitative and various secondary sources of collecting data like papers from various Journals are collected and only selected papers are used for collecting information. The major findings is engagement of employees results in better growth , prosperity of the organisation and engaged employees are more satisfied, healthy and productive employees. Keywords: Employee Engagement, Employee Performance, Employee.
Sep 30, 2020
A Study on Social Entrepreneurship in India
Sruthi.S, Dept of Commerce (PG), University Of Kerala, Kariyavattom Campus, Kerala, India
DOI : 10.17605/OSF.IO/PW7AE
Social entrepreneurship in India and around the world has become the buzz word. Individuals have discovered this idea of generosity somewhat charming in nature. It has the best blend of social assistance and business enterprise; this mix makes it generally alluring thus one of a kind in nature. Generally business enterprise is identified with financial exercises and being savagely benefits making and overlooking social advantages or cultural prosperity. In the current time of substantial industrialization also, monetary development, cultural increases have reclaimed seat or indeed, even out of the sight all around the globe, including India, with the idea of social enterprise ascending in India and around the globe has helped in serving the general public in additional significant way than any time in recent memory alongside living the soul of business with its fullest. Social business isn’t a more up to date idea yet the situating of the idea has ascended higher than ever as of late. As the meaning of social business enterprise itself explains that its fine blends of business enterprise and cultural increases. In later times, the idea has taken new personalities and shapes, and has been acknowledged among more extensive regions. A portion of the conspicuous associations in India has acknowledged this type of working together also, molded the general public in a positive way. This research paper primarily aims to study about various Social Entrepreneurship Models and the challenges faced by Social Entrepreneurs. The source of data for this study is collected from various secondary sources such as journals, articles, websites, magazines, etc. Keywords: Social entrepreneurship, Social Innovation, Integrated Growth, Social issues
Sep 30, 2020
Dr C.S. Sharma, Associate Professor, Shri Ram College of Commerce,New Delhi, India
Preeti Bansal Maharaja Agrasen Institute of Management Studies, New Delhi, India.
DOI : 10.17605/OSF.IO/VPR9U
The present study analysed the quantitative factors that determine the dividend policy of all BSE firms listed in India. The analysis is based on 2,845 BSE listed firms for a period ranging from 1992 to 2018. Panel regression has been employed to assess the relationship between dividend policy and quantitative factors. A few variables were identified from past studies such as profitability, leverage, liquidity, free cash flows, firm age and size as determinants of dividend policy. The results of the panel data regression exhibit that firm liquidity, firm age and firm profitability are significant factors which affect dividend policy for firms listed in India. Keywords: Dividend, BSE listed firms, Panel Regression, India.
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